Insolvency Statistics in Canada—Fourth Quarter of 2017

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q4 2017 Q3 2017 Q4 2016 Q3 2017
to
Q4 2017
Q4 2016
to
Q4 2017
12-31-2017 12-31-2016 % Change
Newfoundland and Labrador 648 592 567 9.5 14.3 2,479 2,399 3.3
Bankruptcies 351 308 353 14.0 -0.6 1,367 1,552 -11.9
Proposals 297 284 214 4.6 38.8 1,112 847 31.3
Avalon Peninsula 363 340 319 6.8 13.8 1,390 1,270 9.4
Bankruptcies 182 190 198 -4.2 -8.1 755 729 3.6
Proposals 181 150 121 20.7 49.6 635 541 17.4
South Coast – Burin Peninsula 44 30 37 46.7 18.9 158 168 -6.0
Bankruptcies 23 15 25 53.3 -8.0 99 126 -21.4
Proposals 21 15 12 40.0 75.0 59 42 40.5
West Coast – Northern Peninsula – Labrador 88 90 77 -2.2 14.3 357 383 -6.8
Bankruptcies 68 38 42 78.9 61.9 202 255 -20.8
Proposals 20 52 35 -61.5 -42.9 155 128 21.1
Notre Dame – Central Bonavista Bay 153 132 134 15.9 14.2 574 579 -0.9
Bankruptcies 78 65 88 20.0 -11.4 311 442 -29.6
Proposals 75 67 46 11.9 63.0 263 137 92.0
Prince Edward Island 169 167 195 1.2 -13.3 673 802 -16.1
Bankruptcies 90 98 125 -8.2 -28.0 387 500 -22.6
Proposals 79 69 70 14.5 12.9 286 302 -5.3
Nova Scotia 1,322 1,479 1,447 -10.6 -8.6 5,724 5,948 -3.8
Bankruptcies 845 980 1,022 -13.8 -17.3 3,807 4,191 -9.2
Proposals 477 499 425 -4.4 12.2 1,917 1,757 9.1
Cape Breton 257 264 250 -2.7 2.8 1,033 1,138 -9.2
Bankruptcies 136 149 151 -8.7 -9.9 565 704 -19.7
Proposals 121 115 99 5.2 22.2 468 434 7.8
North Shore 218 270 281 -19.3 -22.4 1,052 1,086 -3.1
Bankruptcies 148 177 193 -16.4 -23.3 732 757 -3.3
Proposals 70 93 88 -24.7 -20.5 320 329 -2.7
Annapolis Valley 171 190 193 -10.0 -11.4 732 870 -15.9
Bankruptcies 126 150 156 -16.0 -19.2 577 701 -17.7
Proposals 45 40 37 12.5 21.6 155 169 -8.3
Southern 213 207 167 2.9 27.5 809 639 26.6
Bankruptcies 121 137 119 -11.7 1.7 522 441 18.4
Proposals 92 70 48 31.4 91.7 287 198 44.9
Halifax 464 547 555 -15.2 -16.4 2,098 2,216 -5.3
Bankruptcies 314 367 403 -14.4 -22.1 1,411 1,590 -11.3
Proposals 150 180 152 -16.7 -1.3 687 626 9.7
New Brunswick 1,084 1,120 1,152 -3.2 -5.9 4,361 4,442 -1.8
Bankruptcies 571 626 730 -8.8 -21.8 2,457 2,904 -15.4
Proposals 513 494 422 3.8 21.6 1,904 1,538 23.8
Campbellton – Miramichi 229 197 278 16.2 -17.6 820 899 -8.8
Bankruptcies 128 126 198 1.6 -35.4 467 611 -23.6
Proposals 101 71 80 42.3 26.3 353 288 22.6
Moncton – Richibucto 325 314 357 3.5 -9.0 1,318 1,415 -6.9
Bankruptcies 172 162 214 6.2 -19.6 726 901 -19.4
Proposals 153 152 143 0.7 7.0 592 514 15.2
Saint John – St. Stephen 235 305 255 -23.0 -7.8 1,051 1,055 -0.4
Bankruptcies 114 165 149 -30.9 -23.5 563 653 -13.8
Proposals 121 140 106 -13.6 14.2 488 402 21.4
Fredericton – Oromocto 178 188 169 -5.3 5.3 741 697 6.3
Bankruptcies 98 107 114 -8.4 -14.0 444 483 -8.1
Proposals 80 81 55 -1.2 45.5 297 214 38.8
Edmundston – Woodstock 117 118 93 -0.8 25.8 433 376 15.2
Bankruptcies 59 67 55 -11.9 7.3 259 256 1.2
Proposals 58 51 38 13.7 52.6 174 120 45.0
Quebec 10,330 9,871 10,285 4.6 0.4 41,670 43,009 -3.1
Bankruptcies 5,473 5,495 5,871 -0.4 -6.8 22,647 24,241 -6.6
Proposals 4,857 4,376 4,414 11.0 10.0 19,023 18,768 1.4
Gaspésie – Îles-de-la-Madeleine 109 100 147 9.0 -25.9 450 521 -13.6
Bankruptcies 50 55 80 -9.1 -37.5 229 273 -16.1
Proposals 59 45 67 31.1 -11.9 221 248 -10.9
Bas-Saint-Laurent 222 229 215 -3.1 3.3 911 912 -0.1
Bankruptcies 128 120 137 6.7 -6.6 500 546 -8.4
Proposals 94 109 78 -13.8 20.5 411 366 12.3
Capitale-Nationale 918 841 763 9.2 20.3 3,490 3,243 7.6
Bankruptcies 524 484 471 8.3 11.3 2,028 1,950 4.0
Proposals 394 357 292 10.4 34.9 1,462 1,293 13.1
Chaudière – Appalaches 399 411 455 -2.9 -12.3 1,649 1,621 1.7
Bankruptcies 224 263 289 -14.8 -22.5 998 997 0.1
Proposals 175 148 166 18.2 5.4 651 624 4.3
Estrie 401 365 382 9.9 5.0 1,563 1,542 1.4
Bankruptcies 268 241 228 11.2 17.5 1,049 1,014 3.5
Proposals 133 124 154 7.3 -13.6 514 528 -2.7
Centre-du-Québec 304 262 311 16.0 -2.3 1,183 1,113 6.3
Bankruptcies 163 160 187 1.9 -12.8 665 674 -1.3
Proposals 141 102 124 38.2 13.7 518 439 18.0
Montérégie 1,919 1,804 1,921 6.4 -0.1 7,736 8,198 -5.6
Bankruptcies 951 968 1,060 -1.8 -10.3 3,990 4,365 -8.6
Proposals 968 836 861 15.8 12.4 3,746 3,833 -2.3
Montréal 2,097 1,996 2,119 5.1 -1.0 8,354 8,992 -7.1
Bankruptcies 1,137 1,150 1,234 -1.1 -7.9 4,684 5,176 -9.5
Proposals 960 846 885 13.5 8.5 3,670 3,816 -3.8
Laval 521 496 536 5.0 -2.8 2,196 2,215 -0.9
Bankruptcies 219 230 257 -4.8 -14.8 985 1,129 -12.8
Proposals 302 266 279 13.5 8.2 1,211 1,086 11.5
Lanaudière 831 787 770 5.6 7.9 3,318 3,400 -2.4
Bankruptcies 375 402 425 -6.7 -11.8 1,613 1,751 -7.9
Proposals 456 385 345 18.4 32.2 1,705 1,649 3.4
Laurentides 1,024 1,063 979 -3.7 4.6 4,248 4,190 1.4
Bankruptcies 526 531 502 -0.9 4.8 2,134 2,215 -3.7
Proposals 498 532 477 -6.4 4.4 2,114 1,975 7.0
Outaouais 581 610 610 -4.8 -4.8 2,606 2,736 -4.8
Bankruptcies 305 334 333 -8.7 -8.4 1,385 1,485 -6.7
Proposals 276 276 277 0.0 -0.4 1,221 1,251 -2.4
Abitibi – Témiscamingue 164 145 191 13.1 -14.1 681 750 -9.2
Bankruptcies 70 77 108 -9.1 -35.2 325 436 -25.5
Proposals 94 68 83 38.2 13.3 356 314 13.4
Mauricie 407 322 373 26.4 9.1 1,476 1,545 -4.5
Bankruptcies 259 219 255 18.3 1.6 978 1,024 -4.5
Proposals 148 103 118 43.7 25.4 498 521 -4.4
Saguenay – Lac-Saint-Jean 329 328 388 0.3 -15.2 1,341 1,499 -10.5
Bankruptcies 203 191 234 6.3 -13.2 806 898 -10.2
Proposals 126 137 154 -8.0 -18.2 535 601 -11.0
Côte-Nord 87 99 115 -12.1 -24.3 407 481 -15.4
Bankruptcies 62 62 66 0.0 -6.1 253 279 -9.3
Proposals 25 37 49 -32.4 -49.0 154 202 -23.8
Nord-du-Québec 15 12 10 25.0 50.0 57 53 7.5
Bankruptcies 8 8 6 0.0 33.3 26 32 -18.8
Proposals 7 4 4 75.0 75.0 31 21 47.6
Ontario 9,251 9,182 9,435 0.8 -2.0 38,167 39,611 -3.6
Bankruptcies 3,721 3,626 4,023 2.6 -7.5 15,336 16,904 -9.3
Proposals 5,530 5,556 5,412 -0.5 2.2 22,831 22,707 0.5
Ottawa 1,009 959 939 5.2 7.5 4,014 3,908 2.7
Bankruptcies 532 460 470 15.7 13.2 2,005 2,053 -2.3
Proposals 477 499 469 -4.4 1.7 2,009 1,855 8.3
Kingston – Pembroke 384 402 447 -4.5 -14.1 1,608 1,679 -4.2
Bankruptcies 149 167 209 -10.8 -28.7 672 813 -17.3
Proposals 235 235 238 0.0 -1.3 936 866 8.1
Muskoka – Kawarthas 258 299 265 -13.7 -2.6 1,122 1,202 -6.7
Bankruptcies 108 112 117 -3.6 -7.7 449 515 -12.8
Proposals 150 187 148 -19.8 1.4 673 687 -2.0
Toronto 3,676 3,819 3,670 -3.7 0.2 15,654 15,691 -0.2
Bankruptcies 1,279 1,307 1,328 -2.1 -3.7 5,423 5,694 -4.8
Proposals 2,397 2,512 2,342 -4.6 2.3 10,231 9,997 2.3
Kitchener – Waterloo – Barrie 1,006 885 939 13.7 7.1 3,767 3,836 -1.8
Bankruptcies 387 357 385 8.4 0.5 1,518 1,690 -10.2
Proposals 619 528 554 17.2 11.7 2,249 2,146 4.8
Hamilton – Niagara Peninsula 941 914 962 3.0 -2.2 3,850 4,482 -14.1
Bankruptcies 363 358 410 1.4 -11.5 1,524 1,872 -18.6
Proposals 578 556 552 4.0 4.7 2,326 2,610 -10.9
London 512 565 647 -9.4 -20.9 2,267 2,647 -14.4
Bankruptcies 205 235 307 -12.8 -33.2 944 1,163 -18.8
Proposals 307 330 340 -7.0 -9.7 1,323 1,484 -10.8
Windsor – Sarnia 521 470 520 10.9 0.2 2,041 2,081 -1.9
Bankruptcies 220 199 269 10.6 -18.2 906 1,009 -10.2
Proposals 301 271 251 11.1 19.9 1,135 1,072 5.9
Stratford – Bruce Peninsula 172 110 172 56.4 0.0 600 689 -12.9
Bankruptcies 94 56 97 67.9 -3.1 304 380 -20.0
Proposals 78 54 75 44.4 4.0 296 309 -4.2
Northeast 639 639 738 0.0 -13.4 2,735 2,840 -3.7
Bankruptcies 305 311 347 -1.9 -12.1 1,306 1,385 -5.7
Proposals 334 328 391 1.8 -14.6 1,429 1,455 -1.8
Northwest 133 122 135 9.0 -1.5 511 557 -8.3
Bankruptcies 78 65 83 20.0 -6.0 284 331 -14.2
Proposals 55 57 52 -3.5 5.8 227 226 0.4
Manitoba 703 637 660 10.4 6.5 2,604 2,607 -0.1
Bankruptcies 395 341 364 15.8 8.5 1,375 1,448 -5.0
Proposals 308 296 296 4.1 4.1 1,229 1,159 6.0
Southeast 53 48 41 10.4 29.3 225 176 27.8
Bankruptcies 39 29 23 34.5 69.6 147 96 53.1
Proposals 14 19 18 -26.3 -22.2 78 80 -2.5
South Central 29 27 32 7.4 -9.4 91 94 -3.2
Bankruptcies 13 15 23 -13.3 -43.5 49 68 -27.9
Proposals 16 12 9 33.3 77.8 42 26 61.5
Southwest 77 72 79 6.9 -2.5 295 309 -4.5
Bankruptcies 41 27 40 51.9 2.5 137 140 -2.1
Proposals 36 45 39 -20.0 -7.7 158 169 -6.5
North Central 26 14 12 85.7 116.7 79 90 -12.2
Bankruptcies 16 8 9 100.0 77.8 42 48 -12.5
Proposals 10 6 3 66.7 233.3 37 42 -11.9
Winnipeg 435 402 421 8.2 3.3 1,637 1,642 -0.3
Bankruptcies 234 222 219 5.4 6.8 846 924 -8.4
Proposals 201 180 202 11.7 -0.5 791 718 10.2
Interlake 41 34 40 20.6 2.5 132 140 -5.7
Bankruptcies 33 18 27 83.3 22.2 80 81 -1.2
Proposals 8 16 13 -50.0 -38.5 52 59 -11.9
Parklands 18 22 17 -18.2 5.9 69 78 -11.5
Bankruptcies 6 16 8 -62.5 -25.0 38 43 -11.6
Proposals 12 6 9 100.0 33.3 31 35 -11.4
North 23 15 18 53.3 27.8 69 77 -10.4
Bankruptcies 13 5 15 160.0 -13.3 34 48 -29.2
Proposals 10 10 3 0.0 233.3 35 29 20.7
Saskatchewan 775 801 752 -3.2 3.1 3,122 2,960 5.5
Bankruptcies 347 314 354 10.5 -2.0 1,368 1,421 -3.7
Proposals 428 487 398 -12.1 7.5 1,754 1,539 14.0
Regina – Moose Mountain 273 246 258 11.0 5.8 1,041 991 5.0
Bankruptcies 94 72 81 30.6 16.0 357 366 -2.5
Proposals 179 174 177 2.9 1.1 684 625 9.4
Swift Current – Moose Jaw 44 55 62 -20.0 -29.0 207 235 -11.9
Bankruptcies 29 26 34 11.5 -14.7 114 130 -12.3
Proposals 15 29 28 -48.3 -46.4 93 105 -11.4
Saskatoon – Biggar 253 260 224 -2.7 12.9 1,036 923 12.2
Bankruptcies 128 112 123 14.3 4.1 499 471 5.9
Proposals 125 148 101 -15.5 23.8 537 452 18.8
Yorkton – Melville 45 53 53 -15.1 -15.1 181 186 -2.7
Bankruptcies 26 30 26 -13.3 0.0 99 95 4.2
Proposals 19 23 27 -17.4 -29.6 82 91 -9.9
Prince Albert 147 173 153 -15.0 -3.9 615 593 3.7
Bankruptcies 64 69 91 -7.2 -29.7 282 343 -17.8
Proposals 83 104 62 -20.2 33.9 333 250 33.2
Northern 11 12 3 -8.3 266.7 36 32 12.5
Bankruptcies 5 4 0 25.0 n/a 14 15 -6.7
Proposals 6 8 3 -25.0 100.0 22 17 29.4
Alberta 3,282 3,283 3,204 0.0 2.4 13,286 13,170 0.9
Bankruptcies 1,203 1,182 1,306 1.8 -7.9 5,008 5,427 -7.7
Proposals 2,079 2,101 1,898 -1.0 9.5 8,278 7,743 6.9
Lethbridge – Medicine Hat 223 225 276 -0.9 -19.2 931 1,164 -20.0
Bankruptcies 90 89 116 1.1 -22.4 383 475 -19.4
Proposals 133 136 160 -2.2 -16.9 548 689 -20.5
Camrose – Drumheller 143 129 148 10.9 -3.4 568 607 -6.4
Bankruptcies 62 57 77 8.8 -19.5 267 311 -14.1
Proposals 81 72 71 12.5 14.1 301 296 1.7
Calgary 1,176 1,248 1,129 -5.8 4.2 5,002 4,746 5.4
Bankruptcies 419 430 401 -2.6 4.5 1,714 1,687 1.6
Proposals 757 818 728 -7.5 4.0 3,288 3,059 7.5
Banff – Jasper – Rocky Mountain House 60 57 74 5.3 -18.9 241 283 -14.8
Bankruptcies 23 23 30 0.0 -23.3 108 120 -10.0
Proposals 37 34 44 8.8 -15.9 133 163 -18.4
Red Deer 207 191 308 8.4 -32.8 847 1,058 -19.9
Bankruptcies 69 77 121 -10.4 -43.0 331 414 -20.0
Proposals 138 114 187 21.1 -26.2 516 644 -19.9
Edmonton 1,191 1,180 992 0.9 20.1 4,576 4,093 11.8
Bankruptcies 431 398 429 8.3 0.5 1,712 1,814 -5.6
Proposals 760 782 563 -2.8 35.0 2,864 2,279 25.7
Athabasca – Grande Prairie – Peace River 170 139 198 22.3 -14.1 733 882 -16.9
Bankruptcies 64 65 89 -1.5 -28.1 336 436 -22.9
Proposals 106 74 109 43.2 -2.8 397 446 -11.0
Wood Buffalo – Cold Lake 111 115 79 -3.5 40.5 389 335 16.1
Bankruptcies 45 44 43 2.3 4.7 158 169 -6.5
Proposals 66 71 36 -7.0 83.3 231 166 39.2
British Columbia 2,414 2,371 2,398 1.8 0.7 9,991 10,806 -7.5
Bankruptcies 938 939 1,022 -0.1 -8.2 4,146 4,719 -12.1
Proposals 1,476 1,432 1,376 3.1 7.3 5,845 6,087 -4.0
Vancouver Island and Coast 515 463 547 11.2 -5.9 2,022 2,405 -15.9
Bankruptcies 212 211 242 0.5 -12.4 922 1,145 -19.5
Proposals 303 252 305 20.2 -0.7 1,100 1,260 -12.7
Lower Mainland – Southwest 1,288 1,320 1,221 -2.4 5.5 5,453 5,737 -5.0
Bankruptcies 457 491 482 -6.9 -5.2 2,073 2,244 -7.6
Proposals 831 829 739 0.2 12.4 3,380 3,493 -3.2
Thompson – Okanagan 358 338 349 5.9 2.6 1,402 1,452 -3.4
Bankruptcies 158 121 167 30.6 -5.4 625 695 -10.1
Proposals 200 217 182 -7.8 9.9 777 757 2.6
Kootenay 69 90 69 -23.3 0.0 327 331 -1.2
Bankruptcies 35 43 32 -18.6 9.4 166 188 -11.7
Proposals 34 47 37 -27.7 -8.1 161 143 12.6
Cariboo 102 94 124 8.5 -17.7 450 539 -16.5
Bankruptcies 44 48 55 -8.3 -20.0 222 283 -21.6
Proposals 58 46 69 26.1 -15.9 228 256 -10.9
North Coast 17 20 16 -15.0 6.3 86 67 28.4
Bankruptcies 6 8 8 -25.0 -25.0 37 38 -2.6
Proposals 11 12 8 -8.3 37.5 49 29 69.0
Nechako 12 10 16 20.0 -25.0 53 68 -22.1
Bankruptcies 4 4 11 0.0 -63.6 30 34 -11.8
Proposals 8 6 5 33.3 60.0 23 34 -32.4
Northeast 52 34 56 52.9 -7.1 196 205 -4.4
Bankruptcies 22 12 25 83.3 -12.0 71 91 -22.0
Proposals 30 22 31 36.4 -3.2 125 114 9.6
Northwest Territories 30 24 17 25.0 76.5 80 60 33.3
Bankruptcies 21 18 12 16.7 75.0 51 35 45.7
Proposals 9 6 5 50.0 80.0 29 25 16.0
Yukon 13 8 9 62.5 44.4 37 55 -32.7
Bankruptcies 5 3 3 66.7 66.7 18 27 -33.3
Proposals 8 5 6 60.0 33.3 19 28 -32.1
Nunavut 4 0 2 n/a 100.0 4 9 -55.6
Bankruptcies 2 0 0 n/a n/a 2 3 -33.3
Proposals 2 0 2 n/a 0.0 2 6 -66.7
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