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Insolvency Statistics in Canada—2018
(Tables 7 and 8)

Table 7: Insolvencies Filed by Consumers by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2018
2018 2017 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 1,146 1,027 11.6 178,883,798 200,114,165
Bankruptcies empty cell 520 559 -7.0 51,196,513 80,878,299
Proposals empty cell 626 468 33.8 127,687,285 119,235,866
Halifax N.S. 2,031 2,068 -1.8 169,081,001 238,238,269
Bankruptcies empty cell 1,193 1,389 -14.1 75,463,626 129,332,556
Proposals empty cell 838 679 23.4 93,617,375 108,905,713
Moncton N.B. 867 964 -10.1 73,624,495 97,153,381
Bankruptcies empty cell 428 529 -19.1 25,985,044 46,068,613
Proposals empty cell 439 435 0.9 47,639,451 51,084,768
Saint John N.B. 770 805 -4.3 67,738,643 84,554,099
Bankruptcies empty cell 360 429 -16.1 20,134,763 36,081,448
Proposals empty cell 410 376 9.0 47,603,880 48,472,651
Saguenay Que. 903 887 1.8 83,237,833 86,209,947
Bankruptcies empty cell 513 528 -2.8 30,172,008 41,778,306
Proposals empty cell 390 359 8.6 53,065,825 44,431,641
Québec Que. 3,584 3,623 -1.1 279,081,745 387,433,521
Bankruptcies empty cell 1,973 2,121 -7.0 97,612,388 158,161,874
Proposals empty cell 1,611 1,502 7.3 181,469,357 229,271,647
Sherbrooke Que. 1,096 1,098 -0.2 70,924,469 94,339,395
Bankruptcies empty cell 694 742 -6.5 33,021,289 55,041,832
Proposals empty cell 402 356 12.9 37,903,180 39,297,563
Trois-Rivières Que. 874 887 -1.5 43,058,099 63,233,264
Bankruptcies empty cell 561 595 -5.7 19,622,356 38,001,071
Proposals empty cell 313 292 7.2 23,435,743 25,232,193
Montréal Que. 18,877 19,312 -2.3 1,251,376,898 1,834,062,479
Bankruptcies empty cell 9,143 9,879 -7.5 281,759,801 749,332,260
Proposals empty cell 9,734 9,433 3.2 969,617,097 1,084,730,219
Ottawa – Gatineau Ont./Que 4,851 4,853 0.0 411,356,801 552,228,593
Bankruptcies empty cell 2,135 2,458 -13.1 99,977,768 217,706,883
Proposals empty cell 2,716 2,395 13.4 311,379,033 334,521,710
Kingston Ont. 500 460 8.7 31,617,832 44,564,312
Bankruptcies empty cell 238 208 14.4 7,908,882 18,156,963
Proposals empty cell 262 252 4.0 23,708,950 26,407,349
Peterborough Ont. 359 364 -1.4 12,989,422 21,243,898
Bankruptcies empty cell 132 137 -3.6 2,288,166 7,906,541
Proposals empty cell 227 227 0.0 10,701,256 13,337,357
Oshawa Ont. 1,131 1,038 9.0 72,236,622 101,882,994
Bankruptcies empty cell 380 385 -1.3 12,093,717 35,938,073
Proposals empty cell 751 653 15.0 60,142,905 65,944,921
Toronto Ont. 14,452 14,560 -0.7 774,006,506 1,426,872,874
Bankruptcies empty cell 4,525 5,027 -10.0 119,313,704 556,531,581
Proposals empty cell 9,927 9,533 4.1 654,692,802 870,341,293
Hamilton Ont. 1,899 1,834 3.5 79,621,737 138,360,571
Bankruptcies empty cell 709 726 -2.3 12,035,876 53,490,629
Proposals empty cell 1,190 1,108 7.4 67,585,861 84,869,942
St. Catharines – Niagara Ont. 1,331 1,330 0.1 57,319,169 94,963,525
Bankruptcies empty cell 538 536 0.4 9,551,096 42,054,771
Proposals empty cell 793 794 -0.1 47,768,073 52,908,754
Kitchener Ont. 1,509 1,396 8.1 72,378,132 114,859,903
Bankruptcies empty cell 545 583 -6.5 11,769,052 36,865,499
Proposals empty cell 964 813 18.6 60,609,080 77,994,404
Brantford Ont. 372 371 0.3 15,355,299 25,891,546
Bankruptcies empty cell 129 139 -7.2 3,522,944 10,021,835
Proposals empty cell 243 232 4.7 11,832,355 15,869,711
Guelph Ont. 408 371 10.0 14,608,042 25,230,422
Bankruptcies empty cell 198 159 24.5 3,285,138 12,194,352
Proposals empty cell 210 212 -0.9 11,322,904 13,036,070
London Ont. 1,758 1,759 -0.1 84,888,526 132,967,223
Bankruptcies empty cell 695 733 -5.2 13,113,402 47,155,793
Proposals empty cell 1,063 1,026 3.6 71,775,124 85,811,430
Windsor Ont. 1,034 1,059 -2.4 46,007,652 79,776,356
Bankruptcies empty cell 469 451 4.0 11,351,508 36,705,746
Proposals empty cell 565 608 -7.1 34,656,144 43,070,610
Barrie Ont. 815 762 7.0 47,285,240 67,286,657
Bankruptcies empty cell 277 302 -8.3 8,288,147 22,601,074
Proposals empty cell 538 460 17.0 38,997,093 44,685,583
Greater Sudbury Ont. 878 918 -4.4 78,505,193 88,196,372
Bankruptcies empty cell 339 367 -7.6 17,182,953 31,425,053
Proposals empty cell 539 551 -2.2 61,322,240 56,771,319
Thunder Bay Ont. 375 336 11.6 35,261,309 41,418,772
Bankruptcies empty cell 230 189 21.7 12,708,857 21,166,613
Proposals empty cell 145 147 -1.4 22,552,452 20,252,159
Winnipeg Man. 1,896 1,687 12.4 172,393,563 224,502,297
Bankruptcies empty cell 908 879 3.3 55,616,396 104,380,988
Proposals empty cell 988 808 22.3 116,777,167 120,121,309
Regina Sask. 896 813 10.2 145,984,189 142,926,205
Bankruptcies empty cell 230 269 -14.5 30,414,562 41,720,647
Proposals empty cell 666 544 22.4 115,569,627 101,205,558
Saskatoon Sask. 993 924 7.5 186,013,739 171,487,922
Bankruptcies empty cell 391 432 -9.5 52,254,649 65,626,035
Proposals empty cell 602 492 22.4 133,759,090 105,861,887
Calgary Alta. 4,982 4,551 9.5 773,939,862 960,475,761
Bankruptcies empty cell 1,683 1,529 10.1 199,397,765 362,745,384
Proposals empty cell 3,299 3,022 9.2 574,542,097 597,730,377
Edmonton Alta. 4,661 4,314 8.0 726,496,984 898,834,891
Bankruptcies empty cell 1,475 1,605 -8.1 186,232,057 322,109,285
Proposals empty cell 3,186 2,709 17.6 540,264,927 576,725,606
Kelowna B.C. 554 512 8.2 31,949,428 55,639,190
Bankruptcies empty cell 229 218 5.0 8,162,647 26,622,488
Proposals empty cell 325 294 10.5 23,786,781 29,016,702
Abbotsford B.C. 358 394 -9.1 14,648,148 27,203,252
Bankruptcies empty cell 147 167 -12.0 2,740,840 13,832,210
Proposals empty cell 211 227 -7.0 11,907,308 13,371,042
Vancouver B.C. 4,623 4,607 0.3 166,344,301 431,689,517
Bankruptcies empty cell 1,646 1,675 -1.7 45,238,283 226,378,795
Proposals empty cell 2,977 2,932 1.5 121,106,018 205,310,722
Victoria B.C. 1,040 937 11.0 46,492,838 81,711,953
Bankruptcies empty cell 352 352 0.0 7,096,443 29,689,169
Proposals empty cell 688 585 17.6 39,396,395 52,022,784
Table 8: Insolvencies Filed by Businesses by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2018
2018 2017 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 13 23 -43.5 9,855,622 34,420,197
Bankruptcies empty cell 11 13 -15.4 9,855,622 17,558,501
Proposals empty cell 2 10 -80.0 0 16,861,696
Halifax N.S. 30 27 11.1 15,292,874 58,621,100
Bankruptcies empty cell 22 24 -8.3 12,647,941 48,933,283
Proposals empty cell 8 3 166.7 2,644,933 9,687,817
Moncton N.B. 8 17 -52.9 3,911,225 13,672,927
Bankruptcies 6 8 -25.0 3,777,825 6,580,095
Proposals 2 9 -77.8 133,400 7,092,832
Saint John N.B. 9 8 12.5 5,376,449 13,730,012
Bankruptcies empty cell 9 7 28.6 5,376,449 13,730,012
Proposals empty cell 0 1 -100.0 0 0
Saguenay Que. 32 32 0.0 1,617,791 15,367,642
Bankruptcies empty cell 25 26 -3.8 1,579,997 6,988,325
Proposals empty cell 7 6 16.7 37,794 8,379,317
Québec Que. 235 242 -2.9 22,161,905 134,663,199
Bankruptcies 177 193 -8.3 18,460,798 83,161,736
Proposals 58 49 18.4 3,701,107 51,501,463
Sherbrooke Que. 33 31 6.5 1,936,256 31,240,728
Bankruptcies empty cell 31 27 14.8 1,936,254 30,721,407
Proposals empty cell 2 4 -50.0 2 519,321
Trois-Rivières Que. 51 59 -13.6 4,469,391 14,307,184
Bankruptcies empty cell 34 47 -27.7 2,285,260 8,018,493
Proposals empty cell 17 12 41.7 2,184,131 6,288,691
Montréal Que. 1,069 1,084 -1.4 74,306,979 1,121,474,254
Bankruptcies empty cell 817 797 2.5 49,641,360 563,196,614
Proposals empty cell 252 287 -12.2 24,665,619 558,277,640
Ottawa – Gatineau Ont./Que 152 137 10.9 15,036,882 63,449,534
Bankruptcies empty cell 112 96 16.7 10,254,162 53,092,449
Proposals empty cell 40 41 -2.4 4,782,720 10,357,085
Kingston Ont. 6 2 200.0 40,006 1,027,178
Bankruptcies empty cell 5 1 400.0 40,006 1,027,178
Proposals empty cell 1 1 0.0 0 0
Peterborough Ont. 4 5 -20.0 22,980 590,252
Bankruptcies empty cell 4 2 100.0 22,980 590,252
Proposals empty cell 0 3 -100.0 0 0
Oshawa Ont. 29 24 20.8 6,159,591 33,977,422
Bankruptcies empty cell 25 21 19.0 6,137,587 33,727,882
Proposals empty cell 4 3 33.3 22,004 249,540
Toronto Ont. 491 434 13.1 94,488,552 4,059,801,339
Bankruptcies empty cell 351 303 15.8 65,093,653 3,745,570,167
Proposals empty cell 140 131 6.9 29,394,899 314,231,172
Hamilton Ont. 45 52 -13.5 6,306,039 184,589,803
Bankruptcies empty cell 32 38 -15.8 5,657,658 182,240,932
Proposals empty cell 13 14 -7.1 648,381 2,348,871
St. Catharines – Niagara Ont. 21 25 -16.0 1,056,315 11,824,139
Bankruptcies empty cell 16 19 -15.8 441,740 9,418,021
Proposals empty cell 5 6 -16.7 614,575 2,406,118
Kitchener Ont. 15 19 -21.1 1,868,298 9,406,073
Bankruptcies empty cell 13 15 -13.3 1,755,324 8,884,805
Proposals empty cell 2 4 -50.0 112,974 521,268
Brantford Ont. 9 12 -25.0 135,933 1,175,775
Bankruptcies empty cell 5 10 -50.0 124,842 1,129,214
Proposals empty cell 4 2 100.0 11,091 46,561
Guelph Ont. 6 9 -33.3 751,466 3,242,866
Bankruptcies 5 8 -37.5 745,376 3,139,000
Proposals 1 1 0.0 6,090 103,866
London Ont. 24 26 -7.7 1,764,309 6,597,991
Bankruptcies empty cell 15 16 -6.3 338,476 4,830,293
Proposals empty cell 9 10 -10.0 1,425,833 1,767,698
Windsor Ont. 21 17 23.5 3,091,635 8,176,969
Bankruptcies empty cell 17 12 41.7 2,768,734 7,565,279
Proposals empty cell 4 5 -20.0 322,901 611,690
Barrie Ont. 17 8 112.5 2,553,256 8,516,686
Bankruptcies empty cell 14 6 133.3 2,443,241 7,776,094
Proposals empty cell 3 2 50.0 110,015 740,592
Greater Sudbury Ont. 8 3 166.7 1,396,287 5,173,429
Bankruptcies empty cell 4 1 300.0 101,505 784,544
Proposals empty cell 4 2 100.0 1,294,782 4,388,885
Thunder Bay Ont. 6 3 100.0 1,773,276 42,008,666
Bankruptcies empty cell 5 3 66.7 1,215,655 41,015,264
Proposals empty cell 1 0 n/a 557,621 993,402
Winnipeg Man. 17 17 0.0 4,542,650 14,381,446
Bankruptcies empty cell 17 15 13.3 4,542,650 14,381,446
Proposals empty cell 0 2 -100.0 0 0
Regina Sask. 41 28 46.4 3,377,392 10,232,760
Bankruptcies empty cell 23 17 35.3 2,048,846 8,060,288
Proposals empty cell 18 11 63.6 1,328,546 2,172,472
Saskatoon Sask. 21 39 -46.2 5,777,728 10,757,942
Bankruptcies empty cell 13 35 -62.9 2,976,112 10,197,586
Proposals empty cell 8 4 100.0 2,801,616 560,356
Calgary Alta. 76 82 -7.3 14,946,951 308,287,658
Bankruptcies 57 61 -6.6 13,169,233 103,486,955
Proposals 19 21 -9.5 1,777,718 204,800,703
Edmonton Alta. 58 70 -17.1 27,858,067 541,230,718
Bankruptcies empty cell 38 36 5.6 14,703,560 349,574,068
Proposals empty cell 20 34 -41.2 13,154,507 191,656,650
Kelowna B.C. 4 6 -33.3 39,290 1,056,233
Bankruptcies empty cell 3 5 -40.0 30,369 969,812
Proposals empty cell 1 1 0.0 8,921 86,421
Abbotsford B.C. 9 7 28.6 165,178 2,679,793
Bankruptcies empty cell 9 6 50.0 165,178 2,679,793
Proposals empty cell 0 1 -100.0 0 0
Vancouver B.C. 50 95 -47.4 10,463,851 108,722,902
Bankruptcies empty cell 33 77 -57.1 8,310,387 47,471,668
Proposals empty cell 17 18 -5.6 2,153,464 61,251,234
Victoria B.C. 6 9 -33.3 96,957 13,829,611
Bankruptcies empty cell 3 7 -57.1 21,751 595,231
Proposals empty cell 3 2 50.0 75,206 13,234,380
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