Insolvency Statistics in Canada—Fourth Quarter of 2016 (br03696)

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region	Volume			% Change		12-Month Period Ending
Province or Region	Q4 2016	Q3 2016	Q4 2015	Q3 2016 to Q4 2016	Q4 2015 to Q4 2016	12-31-2016	12-31-2015	% Change
Newfoundland and Labrador	567	595	465	-4.7	21.9	2,399	1,822	31.7
Bankruptcies	353	381	351	-7.3	0.6	1,552	1,498	3.6
Proposals	214	214	114	0.0	87.7	847	324	161.4
Avalon Peninsula	319	296	228	7.8	39.9	1,270	887	43.2
Bankruptcies	198	167	150	18.6	32.0	729	697	4.6
Proposals	121	129	78	-6.2	55.1	541	190	184.7
South Coast – Burin Peninsula	37	50	33	-26.0	12.1	168	114	47.4
Bankruptcies	25	37	27	-32.4	-7.4	126	102	23.5
Proposals	12	13	6	-7.7	100.0	42	12	250.0
West Coast – Northern Peninsula – Labrador	77	97	87	-20.6	-11.5	383	346	10.7
Bankruptcies	42	63	69	-33.3	-39.1	255	275	-7.3
Proposals	35	34	18	2.9	94.4	128	71	80.3
Notre Dame – Central Bonavista Bay	134	151	117	-11.3	14.5	579	475	21.9
Bankruptcies	88	113	105	-22.1	-16.2	442	424	4.2
Proposals	46	38	12	21.1	283.3	137	51	168.6
Prince Edward Island	195	206	216	-5.3	-9.7	802	806	-0.5
Bankruptcies	125	131	142	-4.6	-12.0	500	519	-3.7
Proposals	70	75	74	-6.7	-5.4	302	287	5.2
Nova Scotia	1,447	1,574	1,347	-8.1	7.4	5,948	5,232	13.7
Bankruptcies	1,022	1,073	937	-4.8	9.1	4,191	3,648	14.9
Proposals	425	501	410	-15.2	3.7	1,757	1,584	10.9
Cape Breton	250	335	227	-25.4	10.1	1,138	837	36.0
Bankruptcies	151	193	129	-21.8	17.1	704	451	56.1
Proposals	99	142	98	-30.3	1.0	434	386	12.4
North Shore	281	296	258	-5.1	8.9	1,086	956	13.6
Bankruptcies	193	207	178	-6.8	8.4	757	669	13.2
Proposals	88	89	80	-1.1	10.0	329	287	14.6
Annapolis Valley	193	226	217	-14.6	-11.1	870	766	13.6
Bankruptcies	156	194	169	-19.6	-7.7	701	598	17.2
Proposals	37	32	48	15.6	-22.9	169	168	0.6
Southern	167	171	122	-2.3	36.9	639	579	10.4
Bankruptcies	119	110	89	8.2	33.7	441	434	1.6
Proposals	48	61	33	-21.3	45.5	198	145	36.6
Halifax	555	547	524	1.5	5.9	2,216	2,097	5.7
Bankruptcies	403	370	373	8.9	8.0	1,590	1,499	6.1
Proposals	152	177	151	-14.1	0.7	626	598	4.7
New Brunswick	1,152	1,097	1,013	5.0	13.7	4,442	4,331	2.6
Bankruptcies	730	704	652	3.7	12.0	2,904	2,814	3.2
Proposals	422	393	361	7.4	16.9	1,538	1,517	1.4
Campbellton – Miramichi	278	204	210	36.3	32.4	899	870	3.3
Bankruptcies	198	129	132	53.5	50.0	611	600	1.8
Proposals	80	75	78	6.7	2.6	288	270	6.7
Moncton – Richibucto	357	359	310	-0.6	15.2	1,415	1,290	9.7
Bankruptcies	214	233	194	-8.2	10.3	901	840	7.3
Proposals	143	126	116	13.5	23.3	514	450	14.2
Saint John – St. Stephen	255	255	236	0.0	8.1	1,055	1,040	1.4
Bankruptcies	149	156	154	-4.5	-3.2	653	638	2.4
Proposals	106	99	82	7.1	29.3	402	402	0.0
Fredericton – Oromocto	169	167	167	1.2	1.2	697	734	-5.0
Bankruptcies	114	106	109	7.5	4.6	483	463	4.3
Proposals	55	61	58	-9.8	-5.2	214	271	-21.0
Edmundston – Woodstock	93	112	90	-17.0	3.3	376	394	-4.6
Bankruptcies	55	80	63	-31.3	-12.7	256	272	-5.9
Proposals	38	32	27	18.8	40.7	120	122	-1.6
Quebec	10,285	10,249	10,610	0.4	-3.1	43,009	43,705	-1.6
Bankruptcies	5,871	5,805	5,983	1.1	-1.9	24,241	24,539	-1.2
Proposals	4,414	4,444	4,627	-0.7	-4.6	18,768	19,166	-2.1
Gaspésie – Îles-de-la-Madeleine	147	96	107	53.1	37.4	521	506	3.0
Bankruptcies	80	49	59	63.3	35.6	273	285	-4.2
Proposals	67	47	48	42.6	39.6	248	221	12.2
Bas-Saint-Laurent	215	223	236	-3.6	-8.9	912	901	1.2
Bankruptcies	137	125	122	9.6	12.3	546	523	4.4
Proposals	78	98	114	-20.4	-31.6	366	378	-3.2
Capitale-Nationale	763	801	831	-4.7	-8.2	3,243	3,208	1.1
Bankruptcies	471	463	526	1.7	-10.5	1,950	1,959	-0.5
Proposals	292	338	305	-13.6	-4.3	1,293	1,249	3.5
Chaudière – Appalaches	455	377	433	20.7	5.1	1,621	1,633	-0.7
Bankruptcies	289	243	226	18.9	27.9	997	933	6.9
Proposals	166	134	207	23.9	-19.8	624	700	-10.9
Estrie	382	345	404	10.7	-5.4	1,542	1,543	-0.1
Bankruptcies	228	231	259	-1.3	-12.0	1,014	997	1.7
Proposals	154	114	145	35.1	6.2	528	546	-3.3
Centre-du-Québec	311	265	278	17.4	11.9	1,113	1,166	-4.5
Bankruptcies	187	159	155	17.6	20.6	674	640	5.3
Proposals	124	106	123	17.0	0.8	439	526	-16.5
Montérégie	1,921	1,944	1,956	-1.2	-1.8	8,198	8,402	-2.4
Bankruptcies	1,060	1,087	1,083	-2.5	-2.1	4,365	4,487	-2.7
Proposals	861	857	873	0.5	-1.4	3,833	3,915	-2.1
Montréal	2,119	2,191	2,270	-3.3	-6.7	8,992	9,196	-2.2
Bankruptcies	1,234	1,237	1,330	-0.2	-7.2	5,176	5,387	-3.9
Proposals	885	954	940	-7.2	-5.9	3,816	3,809	0.2
Laval	536	533	586	0.6	-8.5	2,215	2,289	-3.2
Bankruptcies	257	269	296	-4.5	-13.2	1,129	1,187	-4.9
Proposals	279	264	290	5.7	-3.8	1,086	1,102	-1.5
Lanaudière	770	833	849	-7.6	-9.3	3,400	3,595	-5.4
Bankruptcies	425	408	442	4.2	-3.8	1,751	1,755	-0.2
Proposals	345	425	407	-18.8	-15.2	1,649	1,840	-10.4
Laurentides	979	947	1,004	3.4	-2.5	4,190	4,490	-6.7
Bankruptcies	502	539	487	-6.9	3.1	2,215	2,370	-6.5
Proposals	477	408	517	16.9	-7.7	1,975	2,120	-6.8
Outaouais	610	665	594	-8.3	2.7	2,736	2,677	2.2
Bankruptcies	333	366	330	-9.0	0.9	1,485	1,486	-0.1
Proposals	277	299	264	-7.4	4.9	1,251	1,191	5.0
Abitibi – Témiscamingue	191	179	183	6.7	4.4	750	791	-5.2
Bankruptcies	108	100	100	8.0	8.0	436	448	-2.7
Proposals	83	79	83	5.1	0.0	314	343	-8.5
Mauricie	373	381	410	-2.1	-9.0	1,545	1,528	1.1
Bankruptcies	255	249	279	2.4	-8.6	1,024	1,012	1.2
Proposals	118	132	131	-10.6	-9.9	521	516	1.0
Saguenay – Lac-Saint-Jean	388	346	361	12.1	7.5	1,499	1,373	9.2
Bankruptcies	234	210	215	11.4	8.8	898	816	10.0
Proposals	154	136	146	13.2	5.5	601	557	7.9
Côte-Nord	115	110	91	4.5	26.4	481	348	38.2
Bankruptcies	66	64	63	3.1	4.8	279	221	26.2
Proposals	49	46	28	6.5	75.0	202	127	59.1
Nord-du-Québec	10	13	17	-23.1	-41.2	53	59	-10.2
Bankruptcies	6	8	11	-25.0	-45.5	32	34	-5.9
Proposals	4	5	6	-20.0	-33.3	21	25	-16.0
Ontario	9,435	9,477	9,925	-0.4	-4.9	39,611	39,935	-0.8
Bankruptcies	4,023	4,011	4,471	0.3	-10.0	16,904	17,958	-5.9
Proposals	5,412	5,466	5,454	-1.0	-0.8	22,707	21,977	3.3
Ottawa	939	1,001	969	-6.2	-3.1	3,908	3,768	3.7
Bankruptcies	470	521	523	-9.8	-10.1	2,053	2,097	-2.1
Proposals	469	480	446	-2.3	5.2	1,855	1,671	11.0
Kingston – Pembroke	447	400	440	11.8	1.6	1,679	1,683	-0.2
Bankruptcies	209	196	232	6.6	-9.9	813	875	-7.1
Proposals	238	204	208	16.7	14.4	866	808	7.2
Muskoka – Kawarthas	265	266	297	-0.4	-10.8	1,202	1,203	-0.1
Bankruptcies	117	118	150	-0.8	-22.0	515	569	-9.5
Proposals	148	148	147	0.0	0.7	687	634	8.4
Toronto	3,670	3,795	3,941	-3.3	-6.9	15,691	16,015	-2.0
Bankruptcies	1,328	1,344	1,470	-1.2	-9.7	5,694	6,176	-7.8
Proposals	2,342	2,451	2,471	-4.4	-5.2	9,997	9,839	1.6
Kitchener – Waterloo – Barrie	939	871	996	7.8	-5.7	3,836	4,039	-5.0
Bankruptcies	385	392	450	-1.8	-14.4	1,690	1,825	-7.4
Proposals	554	479	546	15.7	1.5	2,146	2,214	-3.1
Hamilton – Niagara Peninsula	962	1,057	1,091	-9.0	-11.8	4,482	4,409	1.7
Bankruptcies	410	451	483	-9.1	-15.1	1,872	1,921	-2.6
Proposals	552	606	608	-8.9	-9.2	2,610	2,488	4.9
London	647	627	659	3.2	-1.8	2,647	2,660	-0.5
Bankruptcies	307	271	306	13.3	0.3	1,163	1,210	-3.9
Proposals	340	356	353	-4.5	-3.7	1,484	1,450	2.3
Windsor – Sarnia	520	478	578	8.8	-10.0	2,081	2,290	-9.1
Bankruptcies	269	227	290	18.5	-7.2	1,009	1,121	-10.0
Proposals	251	251	288	0.0	-12.8	1,072	1,169	-8.3
Stratford – Bruce Peninsula	172	166	177	3.6	-2.8	689	711	-3.1
Bankruptcies	97	87	95	11.5	2.1	380	381	-0.3
Proposals	75	79	82	-5.1	-8.5	309	330	-6.4
Northeast	738	683	649	8.1	13.7	2,840	2,598	9.3
Bankruptcies	347	332	383	4.5	-9.4	1,385	1,425	-2.8
Proposals	391	351	266	11.4	47.0	1,455	1,173	24.0
Northwest	135	133	128	1.5	5.5	557	559	-0.4
Bankruptcies	83	72	88	15.3	-5.7	331	358	-7.5
Proposals	52	61	40	-14.8	30.0	226	201	12.4
Manitoba	660	625	550	5.6	20.0	2,607	2,098	24.3
Bankruptcies	364	352	303	3.4	20.1	1,448	1,264	14.6
Proposals	296	273	247	8.4	19.8	1,159	834	39.0
Southeast	41	36	29	13.9	41.4	176	162	8.6
Bankruptcies	23	19	21	21.1	9.5	96	121	-20.7
Proposals	18	17	8	5.9	125.0	80	41	95.1
South Central	32	29	18	10.3	77.8	94	59	59.3
Bankruptcies	23	19	11	21.1	109.1	68	43	58.1
Proposals	9	10	7	-10.0	28.6	26	16	62.5
Southwest	79	72	67	9.7	17.9	309	282	9.6
Bankruptcies	40	27	29	48.1	37.9	140	131	6.9
Proposals	39	45	38	-13.3	2.6	169	151	11.9
North Central	12	26	17	-53.8	-29.4	90	61	47.5
Bankruptcies	9	16	11	-43.8	-18.2	48	42	14.3
Proposals	3	10	6	-70.0	-50.0	42	19	121.1
Winnipeg	421	392	342	7.4	23.1	1,642	1,278	28.5
Bankruptcies	219	232	190	-5.6	15.3	924	778	18.8
Proposals	202	160	152	26.3	32.9	718	500	43.6
Interlake	40	35	31	14.3	29.0	140	101	38.6
Bankruptcies	27	20	18	35.0	50.0	81	67	20.9
Proposals	13	15	13	-13.3	0.0	59	34	73.5
Parklands	17	11	26	54.5	-34.6	78	91	-14.3
Bankruptcies	8	5	14	60.0	-42.9	43	47	-8.5
Proposals	9	6	12	50.0	-25.0	35	44	-20.5
North	18	24	19	-25.0	-5.3	77	60	28.3
Bankruptcies	15	14	8	7.1	87.5	48	33	45.5
Proposals	3	10	11	-70.0	-72.7	29	27	7.4
Saskatchewan	752	764	584	-1.6	28.8	2,960	2,198	34.7
Bankruptcies	354	350	330	1.1	7.3	1,421	1,155	23.0
Proposals	398	414	254	-3.9	56.7	1,539	1,043	47.6
Regina – Moose Mountain	258	245	178	5.3	44.9	991	676	46.6
Bankruptcies	81	82	80	-1.2	1.3	366	297	23.2
Proposals	177	163	98	8.6	80.6	625	379	64.9
Swift Current – Moose Jaw	62	62	59	0.0	5.1	235	194	21.1
Bankruptcies	34	38	42	-10.5	-19.0	130	120	8.3
Proposals	28	24	17	16.7	64.7	105	74	41.9
Saskatoon – Biggar	224	236	190	-5.1	17.9	923	694	33.0
Bankruptcies	123	107	89	15.0	38.2	471	335	40.6
Proposals	101	129	101	-21.7	0.0	452	359	25.9
Yorkton – Melville	53	52	36	1.9	47.2	186	142	31.0
Bankruptcies	26	27	31	-3.7	-16.1	95	93	2.2
Proposals	27	25	5	8.0	440.0	91	49	85.7
Prince Albert	153	156	110	-1.9	39.1	593	459	29.2
Bankruptcies	91	89	78	2.2	16.7	343	292	17.5
Proposals	62	67	32	-7.5	93.8	250	167	49.7
Northern	3	12	12	-75.0	-75.0	32	33	-3.0
Bankruptcies	0	6	11	-100.0	-100.0	15	18	-16.7
Proposals	3	6	1	-50.0	200.0	17	15	13.3
Alberta	3,204	3,243	2,643	-1.2	21.2	13,170	9,810	34.3
Bankruptcies	1,306	1,278	1,117	2.2	16.9	5,427	4,280	26.8
Proposals	1,898	1,965	1,526	-3.4	24.4	7,743	5,530	40.0
Lethbridge – Medicine Hat	276	293	246	-5.8	12.2	1,164	961	21.1
Bankruptcies	116	112	110	3.6	5.5	475	410	15.9
Proposals	160	181	136	-11.6	17.6	689	551	25.0
Camrose – Drumheller	148	133	128	11.3	15.6	607	450	34.9
Bankruptcies	77	63	49	22.2	57.1	311	229	35.8
Proposals	71	70	79	1.4	-10.1	296	221	33.9
Calgary	1,129	1,237	1,004	-8.7	12.5	4,746	3,695	28.4
Bankruptcies	401	419	403	-4.3	-0.5	1,687	1,481	13.9
Proposals	728	818	601	-11.0	21.1	3,059	2,214	38.2
Banff – Jasper – Rocky Mountain House	74	75	57	-1.3	29.8	283	213	32.9
Bankruptcies	30	29	26	3.4	15.4	120	87	37.9
Proposals	44	46	31	-4.3	41.9	163	126	29.4
Red Deer	308	227	216	35.7	42.6	1,058	758	39.6
Bankruptcies	121	102	85	18.6	42.4	414	287	44.3
Proposals	187	125	131	49.6	42.7	644	471	36.7
Edmonton	992	996	748	-0.4	32.6	4,093	2,913	40.5
Bankruptcies	429	420	314	2.1	36.6	1,814	1,323	37.1
Proposals	563	576	434	-2.3	29.7	2,279	1,590	43.3
Athabasca – Grande Prairie – Peace River	198	208	159	-4.8	24.5	882	553	59.5
Bankruptcies	89	98	78	-9.2	14.1	436	322	35.4
Proposals	109	110	81	-0.9	34.6	446	231	93.1
Wood Buffalo – Cold Lake	79	72	84	9.7	-6.0	335	269	24.5
Bankruptcies	43	34	51	26.5	-15.7	169	140	20.7
Proposals	36	38	33	-5.3	9.1	166	129	28.7
British Columbia	2,398	2,553	2,768	-6.1	-13.4	10,806	11,580	-6.7
Bankruptcies	1,022	1,095	1,293	-6.7	-21.0	4,719	5,683	-17.0
Proposals	1,376	1,458	1,475	-5.6	-6.7	6,087	5,897	3.2
Vancouver Island and Coast	547	545	630	0.4	-13.2	2,405	2,554	-5.8
Bankruptcies	242	248	348	-2.4	-30.5	1,145	1,442	-20.6
Proposals	305	297	282	2.7	8.2	1,260	1,112	13.3
Lower Mainland – Southwest	1,221	1,388	1,507	-12.0	-19.0	5,737	6,409	-10.5
Bankruptcies	482	537	626	-10.2	-23.0	2,244	2,877	-22.0
Proposals	739	851	881	-13.2	-16.1	3,493	3,532	-1.1
Thompson – Okanagan	349	326	339	7.1	2.9	1,452	1,506	-3.6
Bankruptcies	167	159	161	5.0	3.7	695	768	-9.5
Proposals	182	167	178	9.0	2.2	757	738	2.6
Kootenay	69	68	98	1.5	-29.6	331	374	-11.5
Bankruptcies	32	36	57	-11.1	-43.9	188	222	-15.3
Proposals	37	32	41	15.6	-9.8	143	152	-5.9
Cariboo	124	140	135	-11.4	-8.1	539	512	5.3
Bankruptcies	55	73	68	-24.7	-19.1	283	265	6.8
Proposals	69	67	67	3.0	3.0	256	247	3.6
North Coast	16	20	15	-20.0	6.7	67	58	15.5
Bankruptcies	8	10	11	-20.0	-27.3	38	35	8.6
Proposals	8	10	4	-20.0	100.0	29	23	26.1
Nechako	16	19	14	-15.8	14.3	68	51	33.3
Bankruptcies	11	5	11	120.0	0.0	34	34	0.0
Proposals	5	14	3	-64.3	66.7	34	17	100.0
Northeast	56	47	31	19.1	80.6	205	112	83.0
Bankruptcies	25	27	12	-7.4	108.3	91	40	127.5
Proposals	31	20	19	55.0	63.2	114	72	58.3
Northwest Territories	17	19	23	-10.5	-26.1	60	52	15.4
Bankruptcies	12	9	13	33.3	-7.7	35	28	25.0
Proposals	5	10	10	-50.0	-50.0	25	24	4.2
Yukon	9	13	5	-30.8	80.0	55	35	57.1
Bankruptcies	3	7	2	-57.1	50.0	27	18	50.0
Proposals	6	6	3	0.0	100.0	28	17	64.7
Nunavut	2	1	3	100.0	-33.3	9	5	80.0
Bankruptcies	0	1	1	-100.0	-100.0	3	2	50.0
Proposals	2	0	2	--	0.0	6	3	100.0

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Insolvency Statistics in Canada—Fourth Quarter of 2016 (br03696)