Insolvency Statistics in Canada—Third Quarter of 2016 (br03666)

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region	Volume			% Change		12-Month Period Ending
Province or Region	Q3 2016	Q2 2016	Q3 2015	Q2 2016 to Q3 2016	Q3 2015 to Q3 2016	09-30-2016	09-30-2015	% Change
Newfoundland and Labrador	595	694	459	-14.3	29.6	2,297	1,719	33.6
Bankruptcies	381	454	394	-16.1	-3.3	1,550	1,447	7.1
Proposals	214	240	65	-10.8	229.2	747	272	174.6
Avalon Peninsula	296	346	221	-14.5	33.9	1,179	825	42.9
Bankruptcies	167	183	187	-8.7	-10.7	681	686	-0.7
Proposals	129	163	34	-20.9	279.4	498	139	258.3
South Coast – Burin Peninsula	50	53	28	-5.7	78.6	164	103	59.2
Bankruptcies	37	40	27	-7.5	37.0	128	93	37.6
Proposals	13	13	1	0.0	1,200.0	36	10	260.0
West Coast – Northern Peninsula – Labrador	97	131	90	-26.0	7.8	393	332	18.4
Bankruptcies	63	93	70	-32.3	-10.0	282	261	8.0
Proposals	34	38	20	-10.5	70.0	111	71	56.3
Notre Dame – Central Bonavista Bay	151	165	120	-8.5	25.8	562	459	22.4
Bankruptcies	113	138	110	-18.1	2.7	459	407	12.8
Proposals	38	27	10	40.7	280.0	103	52	98.1
Prince Edward Island	206	200	195	3.0	5.6	823	753	9.3
Bankruptcies	131	121	124	8.3	5.6	517	479	7.9
Proposals	75	79	71	-5.1	5.6	306	274	11.7
Nova Scotia	1,574	1,646	1,291	-4.4	21.9	5,848	5,169	13.1
Bankruptcies	1,073	1,181	896	-9.1	19.8	4,106	3,653	12.4
Proposals	501	465	395	7.7	26.8	1,742	1,516	14.9
Cape Breton	335	317	206	5.7	62.6	1,115	823	35.5
Bankruptcies	193	216	112	-10.6	72.3	682	461	47.9
Proposals	142	101	94	40.6	51.1	433	362	19.6
North Shore	296	304	248	-2.6	19.4	1,063	933	13.9
Bankruptcies	207	204	171	1.5	21.1	742	665	11.6
Proposals	89	100	77	-11.0	15.6	321	268	19.8
Annapolis Valley	226	253	179	-10.7	26.3	894	746	19.8
Bankruptcies	194	199	137	-2.5	41.6	714	588	21.4
Proposals	32	54	42	-40.7	-23.8	180	158	13.9
Southern	171	174	141	-1.7	21.3	594	608	-2.3
Bankruptcies	110	121	116	-9.1	-5.2	411	454	-9.5
Proposals	61	53	25	15.1	144.0	183	154	18.8
Halifax	547	600	517	-8.8	5.8	2,185	2,058	6.2
Bankruptcies	370	442	361	-16.3	2.5	1,560	1,485	5.1
Proposals	177	158	156	12.0	13.5	625	573	9.1
New Brunswick	1,097	1,237	1,176	-11.3	-6.7	4,303	4,399	-2.2
Bankruptcies	704	837	770	-15.9	-8.6	2,826	2,928	-3.5
Proposals	393	400	406	-1.8	-3.2	1,477	1,471	0.4
Campbellton – Miramichi	204	250	237	-18.4	-13.9	831	878	-5.4
Bankruptcies	129	166	176	-22.3	-26.7	545	637	-14.4
Proposals	75	84	61	-10.7	23.0	286	241	18.7
Moncton – Richibucto	359	396	352	-9.3	2.0	1,368	1,317	3.9
Bankruptcies	233	264	230	-11.7	1.3	881	877	0.5
Proposals	126	132	122	-4.5	3.3	487	440	10.7
Saint John –St. Stephen	255	312	275	-18.3	-7.3	1,036	1,050	-1.3
Bankruptcies	156	202	162	-22.8	-3.7	658	655	0.5
Proposals	99	110	113	-10.0	-12.4	378	395	-4.3
Fredericton – Oromocto	167	179	201	-6.7	-16.9	695	742	-6.3
Bankruptcies	106	135	121	-21.5	-12.4	478	466	2.6
Proposals	61	44	80	38.6	-23.8	217	276	-21.4
Edmundston – Woodstock	112	101	111	10.9	0.9	373	412	-9.5
Bankruptcies	80	71	81	12.7	-1.2	264	293	-9.9
Proposals	32	30	30	6.7	6.7	109	119	-8.4
Quebec	10,249	11,678	10,630	-12.2	-3.6	43,334	43,650	-0.7
Bankruptcies	5,805	6,712	6,078	-13.5	-4.5	24,353	24,663	-1.3
Proposals	4,444	4,966	4,552	-10.5	-2.4	18,981	18,987	0.0
Gaspésie – Îles-de-la-Madeleine	96	134	127	-28.4	-24.4	481	506	-4.9
Bankruptcies	49	78	85	-37.2	-42.4	252	277	-9.0
Proposals	47	56	42	-16.1	11.9	229	229	0.0
Bas-Saint-Laurent	223	248	218	-10.1	2.3	933	900	3.7
Bankruptcies	125	144	151	-13.2	-17.2	531	543	-2.2
Proposals	98	104	67	-5.8	46.3	402	357	12.6
Capitale-Nationale	801	869	786	-7.8	1.9	3,311	3,072	7.8
Bankruptcies	463	541	479	-14.4	-3.3	2,005	1,889	6.1
Proposals	338	328	307	3.0	10.1	1,306	1,183	10.4
Chaudière – Appalaches	377	402	377	-6.2	0.0	1,599	1,560	2.5
Bankruptcies	243	242	234	0.4	3.8	934	934	0.0
Proposals	134	160	143	-16.3	-6.3	665	626	6.2
Estrie	345	430	351	-19.8	-1.7	1,564	1,533	2.0
Bankruptcies	231	309	243	-25.2	-4.9	1,045	982	6.4
Proposals	114	121	108	-5.8	5.6	519	551	-5.8
Centre-du-Québec	265	266	258	-0.4	2.7	1,080	1,172	-7.8
Bankruptcies	159	165	136	-3.6	16.9	642	633	1.4
Proposals	106	101	122	5.0	-13.1	438	539	-18.7
Montérégie	1,944	2,177	2,152	-10.7	-9.7	8,233	8,523	-3.4
Bankruptcies	1,087	1,146	1,129	-5.1	-3.7	4,388	4,525	-3.0
Proposals	857	1,031	1,023	-16.9	-16.2	3,845	3,998	-3.8
Montréal	2,191	2,537	2,164	-13.6	1.2	9,143	9,111	0.4
Bankruptcies	1,237	1,456	1,268	-15.0	-2.4	5,272	5,376	-1.9
Proposals	954	1,081	896	-11.7	6.5	3,871	3,735	3.6
Laval	533	628	514	-15.1	3.7	2,265	2,269	-0.2
Bankruptcies	269	332	262	-19.0	2.7	1,168	1,177	-0.8
Proposals	264	296	252	-10.8	4.8	1,097	1,092	0.5
Lanaudière	833	936	905	-11.0	-8.0	3,479	3,618	-3.8
Bankruptcies	408	501	438	-18.6	-6.8	1,768	1,790	-1.2
Proposals	425	435	467	-2.3	-9.0	1,711	1,828	-6.4
Laurentides	947	1,194	1,112	-20.7	-14.8	4,215	4,566	-7.7
Bankruptcies	539	648	631	-16.8	-14.6	2,200	2,470	-10.9
Proposals	408	546	481	-25.3	-15.2	2,015	2,096	-3.9
Outaouais	665	733	665	-9.3	0.0	2,720	2,787	-2.4
Bankruptcies	366	421	401	-13.1	-8.7	1,482	1,536	-3.5
Proposals	299	312	264	-4.2	13.3	1,238	1,251	-1.0
Abitibi – Témiscamingue	179	210	179	-14.8	0.0	742	790	-6.1
Bankruptcies	100	134	109	-25.4	-8.3	428	463	-7.6
Proposals	79	76	70	3.9	12.9	314	327	-4.0
Mauricie	381	422	375	-9.7	1.6	1,582	1,474	7.3
Bankruptcies	249	286	249	-12.9	0.0	1,048	979	7.0
Proposals	132	136	126	-2.9	4.8	534	495	7.9
Saguenay – Lac-Saint-Jean	346	345	329	0.3	5.2	1,472	1,357	8.5
Bankruptcies	210	215	198	-2.3	6.1	879	833	5.5
Proposals	136	130	131	4.6	3.8	593	524	13.2
Côte-Nord	110	130	103	-15.4	6.8	457	351	30.2
Bankruptcies	64	85	55	-24.7	16.4	276	221	24.9
Proposals	46	45	48	2.2	-4.2	181	130	39.2
Nord-du-Québec	13	18	13	-27.8	0.0	60	62	-3.2
Bankruptcies	8	10	9	-20.0	-11.1	37	36	2.8
Proposals	5	8	4	-37.5	25.0	23	26	-11.5
Ontario	9,477	10,779	9,577	-12.1	-1.0	40,101	39,991	0.3
Bankruptcies	4,011	4,762	4,283	-15.8	-6.4	17,352	18,261	-5.0
Proposals	5,466	6,017	5,294	-9.2	3.2	22,749	21,730	4.7
Ottawa	1,001	1,108	947	-9.7	5.7	3,938	3,814	3.3
Bankruptcies	521	603	528	-13.6	-1.3	2,106	2,191	-3.9
Proposals	480	505	419	-5.0	14.6	1,832	1,623	12.9
Kingston – Pembroke	400	435	375	-8.0	6.7	1,672	1,667	0.3
Bankruptcies	196	218	195	-10.1	0.5	836	859	-2.7
Proposals	204	217	180	-6.0	13.3	836	808	3.5
Muskoka – Kawarthas	266	334	287	-20.4	-7.3	1,234	1,235	-0.1
Bankruptcies	118	145	144	-18.6	-18.1	548	578	-5.2
Proposals	148	189	143	-21.7	3.5	686	657	4.4
Toronto	3,795	4,247	3,891	-10.6	-2.5	15,962	16,109	-0.9
Bankruptcies	1,344	1,636	1,523	-17.8	-11.8	5,836	6,328	-7.8
Proposals	2,451	2,611	2,368	-6.1	3.5	10,126	9,781	3.5
Kitchener – Waterloo – Barrie	871	1,068	937	-18.4	-7.0	3,893	4,037	-3.6
Bankruptcies	392	485	414	-19.2	-5.3	1,755	1,868	-6.0
Proposals	479	583	523	-17.8	-8.4	2,138	2,169	-1.4
Hamilton – Niagara Peninsula	1,057	1,249	988	-15.4	7.0	4,611	4,439	3.9
Bankruptcies	451	547	421	-17.6	7.1	1,945	1,974	-1.5
Proposals	606	702	567	-13.7	6.9	2,666	2,465	8.2
London	627	702	654	-10.7	-4.1	2,659	2,668	-0.3
Bankruptcies	271	286	298	-5.2	-9.1	1,162	1,248	-6.9
Proposals	356	416	356	-14.4	0.0	1,497	1,420	5.4
Windsor – Sarnia	478	573	569	-16.6	-16.0	2,139	2,227	-4.0
Bankruptcies	227	277	271	-18.1	-16.2	1,030	1,104	-6.7
Proposals	251	296	298	-15.2	-15.8	1,109	1,123	-1.2
Stratford – Bruce Peninsula	166	180	175	-7.8	-5.1	694	715	-2.9
Bankruptcies	87	99	94	-12.1	-7.4	378	396	-4.5
Proposals	79	81	81	-2.5	-2.5	316	319	-0.9
Northeast	683	735	618	-7.1	10.5	2,751	2,524	9.0
Bankruptcies	332	380	314	-12.6	5.7	1,421	1,356	4.8
Proposals	351	355	304	-1.1	15.5	1,330	1,168	13.9
Northwest	133	149	135	-10.7	-1.5	550	556	-1.1
Bankruptcies	72	87	81	-17.2	-11.1	336	359	-6.4
Proposals	61	62	54	-1.6	13.0	214	197	8.6
Manitoba	625	714	526	-12.5	18.8	2,497	2,045	22.1
Bankruptcies	352	411	310	-14.4	13.5	1,387	1,286	7.9
Proposals	273	303	216	-9.9	26.4	1,110	759	46.2
Southeast	36	58	33	-37.9	9.1	164	167	-1.8
Bankruptcies	19	30	22	-36.7	-13.6	94	123	-23.6
Proposals	17	28	11	-39.3	54.5	70	44	59.1
South Central	29	20	14	45.0	107.1	80	59	35.6
Bankruptcies	19	17	8	11.8	137.5	56	45	24.4
Proposals	10	3	6	233.3	66.7	24	14	71.4
Southwest	72	80	78	-10.0	-7.7	297	282	5.3
Bankruptcies	27	37	34	-27.0	-20.6	129	142	-9.2
Proposals	45	43	44	4.7	2.3	168	140	20.0
North Central	26	33	12	-21.2	116.7	95	68	39.7
Bankruptcies	16	16	10	0.0	60.0	50	45	11.1
Proposals	10	17	2	-41.2	400.0	45	23	95.7
Winnipeg	392	442	327	-11.3	19.9	1,563	1,231	27.0
Bankruptcies	232	266	202	-12.8	14.9	895	785	14.0
Proposals	160	176	125	-9.1	28.0	668	446	49.8
Interlake	35	35	21	0.0	66.7	131	88	48.9
Bankruptcies	20	17	17	17.6	17.6	72	61	18.0
Proposals	15	18	4	-16.7	275.0	59	27	118.5
Parklands	11	19	25	-42.1	-56.0	87	87	0.0
Bankruptcies	5	15	9	-66.7	-44.4	49	43	14.0
Proposals	6	4	16	50.0	-62.5	38	44	-13.6
North	24	25	16	-4.0	50.0	78	62	25.8
Bankruptcies	14	12	9	16.7	55.6	41	41	0.0
Proposals	10	13	7	-23.1	42.9	37	21	76.2
Saskatchewan	764	795	557	-3.9	37.2	2,792	2,076	34.5
Bankruptcies	350	399	276	-12.3	26.8	1,397	1,079	29.5
Proposals	414	396	281	4.5	47.3	1,395	997	39.9
Regina – Moose Mountain	245	279	179	-12.2	36.9	911	650	40.2
Bankruptcies	82	127	67	-35.4	22.4	365	300	21.7
Proposals	163	152	112	7.2	45.5	546	350	56.0
Swift Current – Moose Jaw	62	45	51	37.8	21.6	232	176	31.8
Bankruptcies	38	25	36	52.0	5.6	138	109	26.6
Proposals	24	20	15	20.0	60.0	94	67	40.3
Saskatoon – Biggar	236	273	176	-13.6	34.1	889	642	38.5
Bankruptcies	107	139	86	-23.0	24.4	437	319	37.0
Proposals	129	134	90	-3.7	43.3	452	323	39.9
Yorkton – Melville	52	46	34	13.0	52.9	169	145	16.6
Bankruptcies	27	21	18	28.6	50.0	100	82	22.0
Proposals	25	25	16	0.0	56.3	69	63	9.5
Prince Albert	156	142	114	9.9	36.8	550	432	27.3
Bankruptcies	89	83	68	7.2	30.9	330	256	28.9
Proposals	67	59	46	13.6	45.7	220	176	25.0
Northern	12	11	3	9.1	300.0	41	30	36.7
Bankruptcies	6	4	1	50.0	500.0	26	13	100.0
Proposals	6	7	2	-14.3	200.0	15	17	-11.8
Alberta	3,243	3,526	2,477	-8.0	30.9	12,609	9,175	37.4
Bankruptcies	1,278	1,455	1,067	-12.2	19.8	5,238	4,056	29.1
Proposals	1,965	2,071	1,410	-5.1	39.4	7,371	5,119	44.0
Lethbridge – Medicine Hat	293	295	252	-0.7	16.3	1,134	915	23.9
Bankruptcies	112	129	117	-13.2	-4.3	469	375	25.1
Proposals	181	166	135	9.0	34.1	665	540	23.1
Camrose – Drumheller	133	162	121	-17.9	9.9	587	386	52.1
Bankruptcies	63	79	64	-20.3	-1.6	283	210	34.8
Proposals	70	83	57	-15.7	22.8	304	176	72.7
Calgary	1,237	1,336	881	-7.4	40.4	4,621	3,456	33.7
Bankruptcies	419	466	346	-10.1	21.1	1,689	1,406	20.1
Proposals	818	870	535	-6.0	52.9	2,932	2,050	43.0
Banff – Jasper – Rocky Mountain House	75	58	47	29.3	59.6	266	187	42.2
Bankruptcies	29	29	19	0.0	52.6	116	80	45.0
Proposals	46	29	28	58.6	64.3	150	107	40.2
Red Deer	227	287	174	-20.9	30.5	966	684	41.2
Bankruptcies	102	92	68	10.9	50.0	378	256	47.7
Proposals	125	195	106	-35.9	17.9	588	428	37.4
Edmonton	996	1,067	776	-6.7	28.4	3,849	2,794	37.8
Bankruptcies	420	490	341	-14.3	23.2	1,699	1,307	30.0
Proposals	576	577	435	-0.2	32.4	2,150	1,487	44.6
Athabasca – Grande Prairie – Peace River	208	241	154	-13.7	35.1	843	516	63.4
Bankruptcies	98	132	86	-25.8	14.0	425	311	36.7
Proposals	110	109	68	0.9	61.8	418	205	103.9
Wood Buffalo – Cold Lake	72	81	73	-11.1	-1.4	340	238	42.9
Bankruptcies	34	39	26	-12.8	30.8	177	110	60.9
Proposals	38	42	47	-9.5	-19.1	163	128	27.3
British Columbia	2,553	2,961	2,909	-13.8	-12.2	11,176	11,567	-3.4
Bankruptcies	1,095	1,284	1,375	-14.7	-20.4	4,990	5,824	-14.3
Proposals	1,458	1,677	1,534	-13.1	-5.0	6,186	5,743	7.7
Vancouver Island and Coast	545	675	583	-19.3	-6.5	2,488	2,494	-0.2
Bankruptcies	248	316	336	-21.5	-26.2	1,251	1,431	-12.6
Proposals	297	359	247	-17.3	20.2	1,237	1,063	16.4
Lower Mainland – Southwest	1,388	1,569	1,648	-11.5	-15.8	6,023	6,459	-6.8
Bankruptcies	537	612	699	-12.3	-23.2	2,388	3,022	-21.0
Proposals	851	957	949	-11.1	-10.3	3,635	3,437	5.8
Thompson – Okanagan	326	397	396	-17.9	-17.7	1,442	1,528	-5.6
Bankruptcies	159	177	203	-10.2	-21.7	689	793	-13.1
Proposals	167	220	193	-24.1	-13.5	753	735	2.4
Kootenay	68	108	91	-37.0	-25.3	360	361	-0.3
Bankruptcies	36	62	48	-41.9	-25.0	213	214	-0.5
Proposals	32	46	43	-30.4	-25.6	147	147	0.0
Cariboo	140	117	133	19.7	5.3	550	509	8.1
Bankruptcies	73	69	62	5.8	17.7	296	268	10.4
Proposals	67	48	71	39.6	-5.6	254	241	5.4
North Coast	20	21	16	-4.8	25.0	66	57	15.8
Bankruptcies	10	13	11	-23.1	-9.1	41	31	32.3
Proposals	10	8	5	25.0	100.0	25	26	-3.8
Nechako	19	22	10	-13.6	90.0	66	53	24.5
Bankruptcies	5	13	6	-61.5	-16.7	34	34	0.0
Proposals	14	9	4	55.6	250.0	32	19	68.4
Northeast	47	52	30	-9.6	56.7	180	107	68.2
Bankruptcies	27	22	10	22.7	170.0	78	32	143.8
Proposals	20	30	20	-33.3	0.0	102	75	36.0
Northwest Territories	19	14	11	35.7	72.7	66	45	46.7
Bankruptcies	9	9	5	0.0	80.0	36	25	44.0
Proposals	10	5	6	100.0	66.7	30	20	50.0
Yukon	13	18	13	-27.8	0.0	51	38	34.2
Bankruptcies	7	10	8	-30.0	-12.5	26	18	44.4
Proposals	6	8	5	-25.0	20.0	25	20	25.0
Nunavut	1	1	0	0.0	--	10	4	150.0
Bankruptcies	1	0	0	--	--	4	3	33.3
Proposals	0	1	0	-100.0	--	6	1	500.0

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Insolvency Statistics in Canada—Third Quarter of 2016 (br03666)