Insolvency Statistics in Canada—2015
(Tables 7 and 8)

Table 7: Insolvencies Filed by Consumers by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2015
2015 2014 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 648 512 26.6 59,173,810 80,170,800
Bankruptcies empty cell 512 434 18.0 33,929,450 55,189,429
Proposals empty cell 136 78 74.4 25,244,360 24,981,371
Halifax N.S. 1,939 1,914 1.3 176,144,806 230,675,719
Bankruptcies empty cell 1,392 1,382 0.7 104,155,723 156,471,475
Proposals empty cell 547 532 2.8 71,989,083 74,204,244
Moncton N.B. 870 905 -3.9 80,588,521 118,375,871
Bankruptcies empty cell 580 614 -5.5 41,814,433 76,185,843
Proposals empty cell 290 291 -0.3 38,774,088 42,190,028
Saint John N.B. 760 761 -0.1 68,576,278 96,910,729
Bankruptcies empty cell 485 512 -5.3 32,031,372 53,924,484
Proposals empty cell 275 249 10.4 36,544,906 42,986,245
Saguenay Que. 841 718 17.1 71,454,843 73,292,310
Bankruptcies empty cell 470 463 1.5 29,199,760 38,046,786
Proposals empty cell 371 255 45.5 42,255,083 35,245,524
Québec Que. 3,167 2,699 17.3 205,069,633 282,377,179
Bankruptcies empty cell 1,926 1,748 10.2 72,482,926 143,489,464
Proposals empty cell 1,241 951 30.5 132,586,707 138,887,715
Sherbrooke Que. 948 871 8.8 62,746,185 75,718,897
Bankruptcies empty cell 629 599 5.0 28,589,347 44,641,887
Proposals empty cell 319 272 17.3 34,156,838 31,077,010
Trois-Rivières Que. 776 726 6.9 45,942,031 62,258,668
Bankruptcies empty cell 527 485 8.7 21,799,200 37,007,517
Proposals empty cell 249 241 3.3 24,142,831 25,251,151
Montréal Que. 19,802 19,376 2.2 1,417,074,227 2,006,419,128
Bankruptcies empty cell 10,764 11,055 -2.6 414,927,694 987,295,150
Proposals empty cell 9,038 8,321 8.6 1,002,146,533 1,019,123,978
Ottawa – Gatineau Ont./Que. 4,407 4,377 0.7 394,914,055 522,634,092
Bankruptcies empty cell 2,412 2,494 -3.3 145,895,383 256,698,357
Proposals empty cell 1,995 1,883 5.9 249,018,672 265,935,735
Kingston Ont. 487 525 -7.2 39,464,464 48,156,756
Bankruptcies empty cell 279 320 -12.8 12,579,708 23,840,749
Proposals empty cell 208 205 1.5 26,884,756 24,316,007
Peterborough Ont. 356 393 -9.4 22,755,147 27,947,503
Bankruptcies empty cell 173 183 -5.5 4,530,559 12,195,206
Proposals empty cell 183 210 -12.9 18,224,588 15,752,297
Oshawa Ont. 1,092 1,204 -9.3 95,019,982 112,705,679
Bankruptcies empty cell 440 457 -3.7 14,568,014 39,070,200
Proposals empty cell 652 747 -12.7 80,451,968 73,635,479
Toronto Ont. 14,254 15,169 -6.0 877,421,069 1,507,163,339
Bankruptcies empty cell 5,532 6,032 -8.3 172,886,634 651,913,776
Proposals empty cell 8,722 9,137 -4.5 704,534,435 855,249,563
Hamilton Ont. 1,935 2,092 -7.5 130,287,611 192,090,624
Bankruptcies empty cell 847 956 -11.4 28,048,330 80,574,451
Proposals empty cell 1,088 1,136 -4.2 102,239,281 111,516,173
St. Catharines – Niagara Ont. 1,524 1,622 -6.0 129,917,933 174,470,670
Bankruptcies empty cell 690 797 -13.4 33,807,108 80,972,518
Proposals empty cell 834 825 1.1 96,110,825 93,498,152
Kitchener Ont. 1,470 1,516 -3.0 122,223,378 147,027,628
Bankruptcies empty cell 625 779 -19.8 22,720,165 51,668,957
Proposals empty cell 845 737 14.7 99,503,213 95,358,671
Brantford Ont. 419 463 -9.5 33,818,079 43,675,553
Bankruptcies empty cell 174 200 -13.0 7,013,489 17,575,637
Proposals empty cell 245 263 -6.8 26,804,590 26,099,916
Guelph Ont. 324 328 -1.2 19,007,167 30,853,884
Bankruptcies empty cell 149 168 -11.3 4,596,991 14,402,776
Proposals empty cell 175 160 9.4 14,410,176 16,451,108
London Ont. 1,887 1,913 -1.4 154,090,415 187,365,033
Bankruptcies empty cell 863 996 -13.4 37,700,335 69,820,645
Proposals empty cell 1,024 917 11.7 116,390,080 117,544,388
Windsor Ont. 1,191 1,156 3.0 85,743,618 117,060,287
Bankruptcies empty cell 560 584 -4.1 25,914,314 50,573,103
Proposals empty cell 631 572 10.3 59,829,304 66,487,184
Barrie Ont. 811 829 -2.2 68,967,073 95,183,778
Bankruptcies empty cell 400 376 6.4 16,274,184 45,033,602
Proposals empty cell 411 453 -9.3 52,692,889 50,150,176
Greater Sudbury Ont. 851 729 16.7 87,365,786 99,481,279
Bankruptcies empty cell 417 362 15.2 25,357,318 45,985,795
Proposals empty cell 434 367 18.3 62,008,468 53,495,484
Thunder Bay Ont. 337 288 17.0 24,962,747 34,804,844
Bankruptcies empty cell 215 184 16.8 9,434,374 17,648,943
Proposals empty cell 122 104 17.3 15,528,373 17,155,901
Winnipeg Man. 1,262 1,133 11.4 115,167,128 164,755,724
Bankruptcies empty cell 774 747 3.6 50,540,330 95,112,307
Proposals empty cell 488 386 26.4 64,626,798 69,643,417
Regina Sask. 462 425 8.7 68,676,064 73,964,645
Bankruptcies empty cell 201 226 -11.1 16,129,978 25,294,705
Proposals empty cell 261 199 31.2 52,546,086 48,669,940
Saskatoon Sask. 544 518 5.0 83,642,733 91,684,467
Bankruptcies empty cell 263 292 -9.9 30,170,121 41,730,635
Proposals empty cell 281 226 24.3 53,472,612 49,953,832
Calgary Alta. 3,078 2,705 13.8 380,520,724 510,450,444
Bankruptcies empty cell 1,237 1,178 5.0 104,005,612 222,330,845
Proposals empty cell 1,841 1,527 20.6 276,515,112 288,119,599
Edmonton Alta. 2,553 2,411 5.9 306,378,209 400,103,974
Bankruptcies empty cell 1,168 1,160 0.7 102,069,494 191,921,419
Proposals empty cell 1,385 1,251 10.7 204,308,715 208,182,555
Kelowna B.C. 567 593 -4.4 64,009,486 93,120,848
Bankruptcies empty cell 273 310 -11.9 23,511,395 43,880,616
Proposals empty cell 294 283 3.9 40,498,091 49,240,232
Abbotsford B.C. 504 522 -3.4 59,642,619 75,149,954
Bankruptcies   230 312 -26.3 23,101,416 38,370,827
Proposals   274 210 30.5 36,541,203 36,779,127
Vancouver B.C. 5,025 5,012 0.3 356,767,597 567,935,192
Bankruptcies   2,210 2,581 -14.4 99,668,942 263,407,655
Proposals   2,815 2,431 15.8 257,098,655 304,527,537
Victoria B.C. 1,168 1,096 6.6 145,384,583 188,235,532
Bankruptcies empty cell 546 595 -8.2 40,864,240 84,570,852
Proposals empty cell 622 501 24.2 104,520,343 103,664,680

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Table 8: Insolvencies Filed by Businesses by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2015
2015 2014 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 14 15 -6.7 1,445,226 14,392,671
Bankruptcies empty cell 12 12 0.0 1,445,226 3,496,552
Proposals empty cell 2 3 -33.3 0 10,896,119
Halifax N.S. 49 33 48.5 9,283,671 41,177,978
Bankruptcies empty cell 35 26 34.6 9,265,971 32,564,988
Proposals empty cell 14 7 100.0 17,700 8,612,990
Moncton N.B. 18 15 20.0 6,341,703 17,473,959
Bankruptcies   14 12 16.7 3,730,971 11,609,222
Proposals   4 3 33.3 2,610,732 5,864,737
Saint John N.B. 8 10 -20.0 8,403,300 6,875,675
Bankruptcies empty cell 7 7 0.0 8,383,300 6,697,325
Proposals empty cell 1 3 -66.7 20,000 178,350
Saguenay Que. 28 26 7.7 6,052,079 25,380,009
Bankruptcies empty cell 22 16 37.5 5,009,472 12,684,963
Proposals empty cell 6 10 -40.0 1,042,607 12,695,046
Québec Que. 178 202 -11.9 12,038,763 58,151,526
Bankruptcies   135 147 -8.2 9,394,419 34,537,886
Proposals   43 55 -21.8 2,644,344 23,613,640
Sherbrooke Que. 25 39 -35.9 1,956,393 29,622,077
Bankruptcies empty cell 19 27 -29.6 1,324,948 4,556,752
Proposals empty cell 6 12 -50.0 631,445 25,065,325
Trois-Rivières Que. 47 33 42.4 7,603,621 21,490,025
Bankruptcies empty cell 32 25 28.0 1,742,195 7,793,084
Proposals empty cell 15 8 87.5 5,861,426 13,696,941
Montréal Que. 1,135 1,248 -9.1 145,280,387 1,084,063,665
Bankruptcies empty cell 831 887 -6.3 42,937,733 535,567,567
Proposals empty cell 304 361 -15.8 102,342,654 548,496,098
Ottawa – Gatineau Ont./Que. 189 178 6.2 21,307,429 97,494,764
Bankruptcies empty cell 149 123 21.1 20,904,488 93,579,739
Proposals empty cell 40 55 -27.3 402,941 3,915,025
Kingston Ont. 15 8 87.5 7,026,750 2,757,199
Bankruptcies empty cell 13 6 116.7 6,783,249 2,371,649
Proposals empty cell 2 2 0.0 243,501 385,550
Peterborough Ont. 4 1 300.0 38,752 562,526
Bankruptcies empty cell 4 1 300.0 38,752 562,526
Proposals empty cell 0 0 --  0 0
Oshawa Ont. 34 29 17.2 1,919,690 15,572,668
Bankruptcies empty cell 31 25 24.0 1,176,612 14,402,015
Proposals empty cell 3 4 -25.0 743,078 1,170,653
Toronto Ont. 521 492 5.9 138,383,535 2,520,016,801
Bankruptcies empty cell 401 368 9.0 106,670,354 2,361,560,674
Proposals empty cell 120 124 -3.2 31,713,181 158,456,127
Hamilton Ont. 67 47 42.6 8,238,284 41,323,584
Bankruptcies empty cell 44 37 18.9 5,072,018 30,202,879
Proposals empty cell 23 10 130.0 3,166,266 11,120,705
St. Catharines – Niagara Ont. 26 36 -27.8 665,548 7,554,965
Bankruptcies empty cell 19 28 -32.1 622,042 6,810,720
Proposals empty cell 7 8 -12.5 43,506 744,245
Kitchener Ont. 12 33 -63.6 1,459,105 11,436,391
Bankruptcies empty cell 11 29 -62.1 1,459,105 11,436,391
Proposals empty cell 1 4 -75.0 0 0
Brantford Ont. 16 14 14.3 2,101,807 87,852,918
Bankruptcies empty cell 11 10 10.0 900,807 78,841,742
Proposals empty cell 5 4 25.0 1,201,000 9,011,176
Guelph Ont. 12 2 500.0 2,477,278 44,379,043
Bankruptcies   6 2 200.0 2,411,115 7,374,164
Proposals   6 0 --  66,163 37,004,879
London Ont. 25 28 -10.7 1,834,910 51,065,805
Bankruptcies empty cell 16 20 -20.0 1,762,435 5,497,912
Proposals empty cell 9 8 12.5 72,475 45,567,893
Windsor Ont. 18 28 -35.7 2,847,216 11,150,871
Bankruptcies empty cell 14 26 -46.2 2,826,368 10,940,291
Proposals empty cell 4 2 100.0 20,848 210,580
Barrie Ont. 22 19 15.8 3,975,955 14,593,044
Bankruptcies empty cell 17 14 21.4 3,095,163 13,049,260
Proposals empty cell 5 5 0.0 880,792 1,543,784
Greater Sudbury Ont. 9 12 -25.0 561,964 4,373,612
Bankruptcies empty cell 7 8 -12.5 399,261 4,074,079
Proposals empty cell 2 4 -50.0 162,703 299,533
Thunder Bay Ont. 7 10 -30.0 438,534 1,982,117
Bankruptcies empty cell 6 8 -25.0 438,534 1,982,117
Proposals empty cell 1 2 -50.0 0 0
Winnipeg Man. 17 29 -41.4 3,189,612 8,420,181
Bankruptcies empty cell 11 25 -56.0 1,784,420 4,571,957
Proposals empty cell 6 4 50.0 1,405,192 3,848,224
Regina Sask. 40 32 25.0 4,378,914 21,260,111
Bankruptcies empty cell 26 20 30.0 2,666,490 8,771,632
Proposals empty cell 14 12 16.7 1,712,424 12,488,479
Saskatoon Sask. 15 24 -37.5 1,615,268 131,907,769
Bankruptcies empty cell 13 18 -27.8 1,578,769 130,978,262
Proposals empty cell 2 6 -66.7 36,499 929,507
Calgary Alta. 48 56 -14.3 47,978,387 186,323,300
Bankruptcies   38 41 -7.3 47,912,610 185,968,642
Proposals   10 15 -33.3 65,777 354,658
Edmonton Alta. 42 41 2.4 13,608,320 52,697,374
Bankruptcies empty cell 30 32 -6.3 11,708,974 30,853,198
Proposals empty cell 12 9 33.3 1,899,346 21,844,176
Kelowna B.C. 17 10 70.0 461,126 150,510,483
Bankruptcies empty cell 14 7 100.0 457,126 150,387,753
Proposals empty cell 3 3 0.0 4,000 122,730
Abbotsford B.C. 8 9 -11.1 1,013,070 6,813,358
Bankruptcies empty cell 7 2 250.0 1,013,070 6,813,358
Proposals empty cell 1 7 -85.7 0 0
Vancouver B.C. 110 140 -21.4 22,613,752 220,131,658
Bankruptcies empty cell 75 110 -31.8 14,682,911 90,006,179
Proposals empty cell 35 30 16.7 7,930,841 130,125,479
Victoria B.C. 13 23 -43.5 3,841,238 55,869,743
Bankruptcies empty cell 10 18 -44.4 3,841,234 55,794,361
Proposals empty cell 3 5 -40.0 4 75,382
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