Insolvency Statistics in Canada

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province, Territory or Region	Volume			2015
Province, Territory or Region	2015	2014	% Change	Assets Declared at the Time of Filing ($)	Liabilities Declared at the Time of Filing ($)
Newfoundland and Labrador	1,822	1,545	17.9	156,098,820	220,801,462
Bankruptcies	1,498	1,348	11.1	102,114,221	163,025,907
Proposals	324	197	64.5	53,984,599	57,775,555
Avalon Peninsula	887	723	22.7	86,930,933	114,350,487
Bankruptcies	697	620	12.4	48,893,503	77,186,779
Proposals	190	102	86.3	38,037,430	37,163,708
South Coast – Burin Peninsula	114	109	4.6	7,484,552	11,987,130
Bankruptcies	102	97	5.2	5,314,243	9,002,616
Proposals	12	12	0.0	2,170,309	2,984,514
West Coast – Northern Peninsula – Labrador	346	286	21.0	27,052,842	40,635,881
Bankruptcies	275	248	10.9	19,676,010	31,867,924
Proposals	71	38	86.8	7,376,832	8,767,957
Notre Dame – Central Bonavista Bay	475	428	11.0	34,630,492	53,827,965
Bankruptcies	424	382	11.0	28,230,464	44,968,589
Proposals	51	45	13.3	6,400,028	8,859,376
Prince Edward Island	806	721	11.8	53,314,386	87,661,924
Bankruptcies	519	502	3.4	29,262,408	56,637,083
Proposals	287	219	31.1	24,051,978	31,024,841
Nova Scotia	5,232	5,227	0.1	443,250,633	578,361,245
Bankruptcies	3,648	3,726	-2.1	244,020,410	378,551,282
Proposals	1,584	1,501	5.5	199,230,223	199,809,963
Cape Breton	837	799	4.8	68,889,984	75,991,862
Bankruptcies	451	485	-7.0	20,644,146	35,664,635
Proposals	386	314	22.9	48,245,838	40,327,227
North Shore	956	1,030	-7.2	67,837,883	96,180,423
Bankruptcies	668	718	-7.0	35,227,225	60,445,605
Proposals	287	312	-8.0	32,610,658	35,734,818
Annapolis Valley	766	744	3.0	69,111,344	87,119,468
Bankruptcies	598	591	1.2	46,340,244	64,883,478
Proposals	168	153	9.8	22,771,100	22,235,990
Southern	579	605	-4.3	44,998,848	65,591,602
Bankruptcies	434	453	-4.2	29,441,352	47,192,041
Proposals	145	152	-4.6	15,557,496	18,399,561
Halifax	2,097	2,048	2.4	192,412,574	253,477,890
Bankruptcies	1,498	1,479	1.3	112,367,443	170,365,523
Proposals	598	570	4.9	80,045,131	83,112,367
New Brunswick	4,331	4,308	0.5	364,559,367	533,871,031
Bankruptcies	2,814	3,021	-6.9	175,843,216	316,441,228
Proposals	1,517	1,287	17.9	188,716,151	217,429,803
Campbellton – Miramichi	870	762	14.2	57,695,165	96,166,425
Bankruptcies	600	576	4.2	30,347,319	58,070,318
Proposals	271	187	44.9	27,347,846	38,096,107
Moncton – Richibucto	1,290	1,357	-4.9	120,315,043	175,800,477
Bankruptcies	840	917	-8.4	60,759,112	108,969,065
Proposals	450	441	2.0	59,555,931	66,831,412
Saint John –St. Stephen	1,040	993	4.7	95,895,234	131,920,435
Bankruptcies	638	674	-5.3	41,824,350	70,669,181
Proposals	403	319	26.3	54,070,884	61,251,254
Fredericton – Oromocto	734	750	-2.1	63,327,506	85,997,698
Bankruptcies	463	519	-10.8	27,559,812	48,216,552
Proposals	272	232	17.2	35,767,694	37,781,146
Edmundston – Woodstock	394	444	-11.3	27,326,419	43,985,996
Bankruptcies	273	335	-18.5	15,352,624	30,516,111
Proposals	122	107	14.0	11,973,795	13,469,885
Quebec	43,705	41,554	5.2	3,340,368,146	4,317,805,874
Bankruptcies	24,539	24,447	0.4	1,131,601,417	2,170,055,264
Proposals	19,166	17,107	12.0	2,208,766,729	2,147,750,610
Gaspésie –Îles-de-la-Madeleine	506	415	21.9	30,639,794	37,260,617
Bankruptcies	285	224	27.2	11,763,595	19,500,102
Proposals	222	192	15.6	18,876,199	17,760,515
Bas-Saint-Laurent	901	858	5.0	64,145,640	75,414,585
Bankruptcies	523	531	-1.5	26,265,948	40,147,493
Proposals	378	327	15.6	37,879,692	35,267,092
Capitale-Nationale	3,208	2,687	19.4	220,453,124	288,206,866
Bankruptcies	1,959	1,732	13.1	77,931,163	143,838,657
Proposals	1,249	954	30.9	142,521,961	144,368,209
Chaudière – Appalaches	1,633	1,500	8.9	126,736,499	168,001,425
Bankruptcies	934	970	-3.7	48,972,341	86,836,496
Proposals	700	530	32.1	77,764,158	81,164,929
Estrie	1,543	1,428	8.1	113,336,758	134,561,519
Bankruptcies	997	941	6.0	51,963,274	78,118,762
Proposals	545	487	11.9	61,373,484	56,442,757
Centre-du-Québec	1,166	1,124	3.7	76,201,461	99,327,997
Bankruptcies	639	633	0.9	29,251,449	49,393,186
Proposals	526	491	7.1	46,950,012	49,934,811
Montérégie	8,402	8,224	2.2	747,532,420	879,721,609
Bankruptcies	4,486	4,521	-0.8	241,585,095	412,992,494
Proposals	3,915	3,703	5.7	505,947,325	466,729,115
Montréal	9,196	9,064	1.5	388,415,844	763,562,157
Bankruptcies	5,387	5,652	-4.7	113,961,810	411,734,018
Proposals	3,809	3,412	11.6	274,454,034	351,828,139
Laval	2,289	2,205	3.8	198,159,653	286,307,268
Bankruptcies	1,187	1,232	-3.7	53,007,981	137,038,834
Proposals	1,102	972	13.4	145,151,672	149,268,434
Lanaudière	3,595	3,524	2.0	378,152,867	426,403,999
Bankruptcies	1,756	1,806	-2.8	110,374,401	195,719,404
Proposals	1,840	1,717	7.2	267,778,466	230,684,595
Laurentides	4,490	4,227	6.2	439,467,360	533,215,835
Bankruptcies	2,369	2,269	4.4	139,495,994	266,171,958
Proposals	2,121	1,957	8.4	299,971,366	267,043,877
Outaouais	2,677	2,622	2.1	245,980,191	278,760,887
Bankruptcies	1,486	1,491	-0.3	93,183,708	141,798,237
Proposals	1,191	1,132	5.2	152,796,483	136,962,650
Abitibi – Témiscamingue	791	681	16.2	59,049,374	63,266,180
Bankruptcies	447	413	8.2	22,304,113	30,074,344
Proposals	343	269	27.5	36,745,261	33,191,836
Mauricie	1,528	1,338	14.2	97,556,914	119,992,676
Bankruptcies	1,013	915	10.7	43,918,174	67,226,369
Proposals	516	423	22.0	53,638,740	52,766,307
Saguenay –Lac-Saint-Jean	1,373	1,266	8.5	119,822,360	122,715,120
Bankruptcies	816	859	-5.0	52,311,068	66,617,488
Proposals	557	407	36.9	67,511,292	56,097,632
Côte-Nord	348	325	7.1	29,087,015	35,440,181
Bankruptcies	221	221	0.0	13,041,676	20,362,190
Proposals	127	104	22.1	16,045,339	15,077,991
Nord-du-Québec	59	65	-9.2	5,630,873	5,646,954
Bankruptcies	35	38	-7.9	2,269,626	2,485,232
Proposals	26	29	-10.3	3,361,247	3,161,722
Ontario	39,935	41,108	-2.9	3,110,946,128	4,406,774,939
Bankruptcies	17,958	19,234	-6.6	801,153,818	1,965,130,795
Proposals	21,977	21,874	0.5	2,309,792,310	2,441,644,144
Ottawa	3,768	3,827	-1.5	336,497,379	471,555,411
Bankruptcies	2,097	2,238	-6.3	126,936,713	237,343,847
Proposals	1,671	1,588	5.2	209,560,666	234,211,564
Kingston – Pembroke	1,683	1,642	2.5	164,467,497	186,862,608
Bankruptcies	875	878	-0.3	54,659,288	88,288,919
Proposals	808	764	5.8	109,808,209	98,573,689
Muskoka – Kawarthas	1,203	1,326	-9.3	113,014,912	134,068,618
Bankruptcies	570	654	-12.8	23,764,920	55,947,162
Proposals	634	671	-5.5	89,249,992	78,121,456
Toronto	16,015	17,035	-6.0	1,032,348,322	1,734,232,580
Bankruptcies	6,176	6,702	-7.8	198,289,262	745,842,046
Proposals	9,838	10,332	-4.8	834,059,060	988,390,534
Kitchener – Waterloo – Barrie	4,039	4,137	-2.4	353,244,842	444,766,365
Bankruptcies	1,825	2,009	-9.2	74,687,257	183,120,986
Proposals	2,214	2,129	4.0	278,557,585	261,645,379
Hamilton – Niagara Peninsula	4,409	4,737	-6.9	353,054,213	485,577,277
Bankruptcies	1,920	2,190	-12.3	82,765,037	209,590,279
Proposals	2,489	2,547	-2.3	270,289,176	275,986,998
London	2,660	2,670	-0.4	236,196,137	282,967,525
Bankruptcies	1,210	1,378	-12.2	58,941,517	108,781,335
Proposals	1,450	1,292	12.2	177,254,620	174,186,190
Windsor – Sarnia	2,290	2,160	6.0	180,883,044	240,937,510
Bankruptcies	1,121	1,156	-3.0	55,924,881	111,158,099
Proposals	1,170	1,003	16.7	124,958,163	129,779,411
Stratford – Bruce Peninsula	711	762	-6.7	67,764,152	82,462,407
Bankruptcies	381	447	-14.8	23,909,797	42,487,514
Proposals	329	316	4.1	43,854,355	39,974,893
Northeast	2,598	2,314	12.3	230,167,718	281,283,882
Bankruptcies	1,424	1,260	13.0	83,188,795	147,945,086
Proposals	1,173	1,053	11.4	146,978,923	133,338,796
Northwest	559	502	11.4	43,307,912	62,060,757
Bankruptcies	358	321	11.5	18,086,351	34,625,522
Proposals	201	180	11.7	25,221,561	27,435,235
Manitoba	2,098	1,891	10.9	214,847,634	294,297,181
Bankruptcies	1,264	1,200	5.3	95,582,091	178,927,066
Proposals	834	691	20.7	119,265,543	115,370,115
Southeast	162	126	28.6	21,012,270	40,388,450
Bankruptcies	120	82	46.3	12,972,040	33,520,956
Proposals	41	45	-8.9	8,040,230	6,867,494
South Central	59	66	-10.6	7,086,723	7,943,321
Bankruptcies	43	57	-24.6	4,023,710	5,592,895
Proposals	17	11	54.5	3,063,013	2,350,426
Southwest	282	253	11.5	32,883,224	31,508,734
Bankruptcies	132	131	0.8	10,887,954	14,753,077
Proposals	152	123	23.6	21,995,270	16,755,657
North Central	61	80	-23.8	5,033,657	6,567,353
Bankruptcies	42	44	-4.5	2,920,952	4,952,841
Proposals	19	37	-48.6	2,112,705	1,614,512
Winnipeg	1,278	1,139	12.2	117,485,545	170,402,203
Bankruptcies	779	751	3.7	50,766,603	97,290,844
Proposals	501	388	29.1	66,718,942	73,111,359
Interlake	101	98	3.1	11,635,491	15,538,018
Bankruptcies	67	67	0.0	6,001,699	10,011,640
Proposals	33	32	3.1	5,633,792	5,526,378
Parklands	91	57	59.6	11,620,550	12,875,725
Bankruptcies	47	28	67.9	4,520,674	7,468,965
Proposals	44	30	46.7	7,099,876	5,406,760
North	60	66	-9.1	8,090,174	9,073,377
Bankruptcies	34	41	-17.1	3,488,459	5,335,848
Proposals	28	26	7.7	4,601,715	3,737,529
Saskatchewan	2,198	1,938	13.4	329,983,601	357,094,975
Bankruptcies	1,155	1,105	4.5	121,924,854	173,908,444
Proposals	1,043	833	25.2	208,058,747	183,186,531
Regina – Moose Mountain	676	603	12.1	115,046,443	119,385,292
Bankruptcies	298	325	-8.3	31,479,686	43,842,045
Proposals	379	279	35.8	83,566,757	75,543,247
Swift Current – Moose Jaw	194	188	3.2	21,772,479	23,838,676
Bankruptcies	120	118	1.7	11,343,025	14,736,125
Proposals	74	70	5.7	10,429,454	9,102,551
Saskatoon – Biggar	694	620	11.9	116,144,343	120,530,748
Bankruptcies	335	347	-3.5	41,200,718	54,060,977
Proposals	360	272	32.4	74,943,625	66,469,771
Yorkton – Melville	142	133	6.8	17,970,633	24,936,248
Bankruptcies	92	71	29.6	9,937,872	18,168,784
Proposals	49	63	-22.2	8,032,761	6,767,464
Prince Albert	459	357	28.6	55,674,793	64,395,654
Bankruptcies	292	225	29.8	27,081,597	40,993,602
Proposals	167	132	26.5	28,593,196	23,402,052
Northern	33	35	-5.7	3,374,909	4,008,357
Bankruptcies	18	19	-5.3	881,955	2,106,910
Proposals	15	17	-11.8	2,492,954	1,901,447
Alberta	9,810	8,281	18.5	1,324,889,692	1,707,944,001
Bankruptcies	4,280	3,859	10.9	433,861,199	802,185,572
Proposals	5,530	4,422	25.1	891,028,493	905,758,429
Lethbridge – Medicine Hat	961	832	15.5	133,463,748	147,013,429
Bankruptcies	410	380	7.9	43,359,312	62,762,447
Proposals	550	453	21.4	90,104,436	84,250,982
Camrose – Drumheller	450	324	38.9	61,166,359	82,808,548
Bankruptcies	230	165	39.4	28,134,568	48,204,826
Proposals	220	159	38.4	33,031,791	34,603,722
Calgary	3,695	3,101	19.2	501,863,319	668,103,217
Bankruptcies	1,481	1,356	9.2	141,431,434	301,258,968
Proposals	2,214	1,745	26.9	360,431,885	366,844,249
Banff – Jasper – Rocky Mountain House	213	154	38.3	29,408,604	37,094,497
Bankruptcies	88	79	11.4	11,333,183	20,388,450
Proposals	126	75	68.0	18,075,421	16,706,047
Red Deer	758	571	32.7	117,961,943	134,840,638
Bankruptcies	287	259	10.8	33,523,317	49,474,070
Proposals	471	310	51.9	84,438,626	85,366,568
Edmonton	2,913	2,656	9.7	370,392,754	475,404,289
Bankruptcies	1,323	1,282	3.2	121,175,844	224,294,210
Proposals	1,590	1,374	15.7	249,216,910	251,110,079
Athabasca –Grande Prairie – Peace River	553	475	16.4	66,946,962	103,020,472
Bankruptcies	323	271	19.2	34,009,813	61,757,219
Proposals	230	203	13.3	32,937,149	41,263,253
Wood Buffalo – Cold Lake	269	167	61.1	43,686,003	59,658,913
Bankruptcies	140	65	115.4	20,893,727	34,045,383
Proposals	128	103	24.3	22,792,276	25,613,530
British Columbia	11,580	11,383	1.7	1,123,751,469	1,601,413,643
Bankruptcies	5,683	6,345	-10.4	388,511,780	814,669,138
Proposals	5,897	5,038	17.1	735,239,689	786,744,505
Vancouver Island and Coast	2,554	2,484	2.8	294,899,737	398,018,627
Bankruptcies	1,442	1,499	-3.8	113,013,412	222,001,355
Proposals	1,112	986	12.8	181,886,325	176,017,272
Lower Mainland – Southwest	6,409	6,324	1.3	516,823,069	783,722,377
Bankruptcies	2,877	3,360	-14.4	153,749,663	372,749,354
Proposals	3,532	2,964	19.2	363,073,406	410,973,023
Thompson – Okanagan	1,506	1,517	-0.7	187,087,305	251,176,577
Bankruptcies	769	848	-9.3	71,418,537	123,792,432
Proposals	738	669	10.3	115,668,768	127,384,145
Kootenay	374	363	3.0	42,892,434	65,015,472
Bankruptcies	222	236	-5.9	21,544,995	44,054,152
Proposals	152	126	20.6	21,347,439	20,961,320
Cariboo	512	485	5.6	61,052,973	72,217,308
Bankruptcies	265	289	-8.3	22,503,576	36,755,380
Proposals	247	197	25.4	38,549,397	35,461,928
North Coast	58	49	18.4	3,363,842	7,434,450
Bankruptcies	35	32	9.4	958,811	4,864,085
Proposals	25	19	31.6	2,405,031	2,570,365
Nechako	51	72	-29.2	6,481,620	8,406,001
Bankruptcies	34	44	-22.7	3,367,338	5,478,652
Proposals	18	27	-33.3	3,114,282	2,927,349
Northeast	112	88	27.3	11,150,490	15,422,832
Bankruptcies	39	37	5.4	1,955,449	4,973,729
Proposals	73	51	43.1	9,195,041	10,449,103
Northwest Territories	52	49	6.1	5,523,615	7,994,766
Bankruptcies	28	26	7.7	2,377,970	4,562,289
Proposals	24	23	4.3	3,145,645	3,432,477
Yukon	35	39	-10.3	6,917,885	11,566,723
Bankruptcies	18	22	-18.2	2,126,896	6,890,453
Proposals	17	17	0.0	4,790,989	4,676,270
Nunavut	5	6	-16.7	37,703	292,193
Bankruptcies	2	4	-50.0	16,300	174,789
Proposals	3	2	50.0	21,403	117,404

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Insolvency Statistics in Canada—2015 (Table 5)