Insolvency Statistics in Canada—Third Quarter of 2015 (br03470)

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region	Volume			% Change		12-Month Period Ending
Province or Region	Q3 2015	Q2 2015	Q3 2014	Q2 2015 to Q3 2015	Q3 2014 to Q3 2015	09-30-2015	09-30-2014	% Change
Newfoundland and Labrador	459	506	378	-9.3	21.4	1,719	1,555	10.5
Bankruptcies	394	423	322	-6.9	22.4	1,447	1,374	5.3
Proposals	65	83	56	-21.7	16.1	272	181	50.3
Avalon Peninsula	221	239	189	-7.5	16.9	825	729	13.2
Bankruptcies	187	193	154	-3.1	21.4	686	628	9.2
Proposals	34	46	35	-26.1	-2.9	139	101	37.6
South Coast – Burin Peninsula	28	35	19	-20.0	47.4	103	108	-4.6
Bankruptcies	27	34	19	-20.6	42.1	93	95	-2.1
Proposals	1	1	0	0.0	--	10	13	-23.1
West Coast – Northern Peninsula – Labrador	90	84	70	7.1	28.6	332	301	10.3
Bankruptcies	70	65	64	7.7	9.4	261	271	-3.7
Proposals	20	19	6	5.3	233.3	71	30	136.7
Notre Dame – Central Bonavista Bay	120	148	100	-18.9	20.0	459	416	10.3
Bankruptcies	110	131	85	-16.0	29.4	407	380	7.1
Proposals	10	17	15	-41.2	-33.3	52	36	44.4
Prince Edward Island	195	216	212	-9.7	-8.0	753	722	4.3
Bankruptcies	124	134	154	-7.5	-19.5	479	509	-5.9
Proposals	71	82	58	-13.4	22.4	274	213	28.6
Nova Scotia	1,291	1,386	1,376	-6.9	-6.2	5,169	5,060	2.2
Bankruptcies	896	1,012	986	-11.5	-9.1	3,653	3,603	1.4
Proposals	395	374	390	5.6	1.3	1,516	1,457	4.0
Cape Breton	206	228	196	-9.6	5.1	823	752	9.4
Bankruptcies	112	121	119	-7.4	-5.9	461	445	3.6
Proposals	94	107	77	-12.1	22.1	362	307	17.9
North Shore	248	233	311	6.4	-20.3	933	1,038	-10.1
Bankruptcies	171	172	217	-0.6	-21.2	665	714	-6.9
Proposals	77	61	94	26.2	-18.1	268	324	-17.3
Annapolis Valley	179	196	180	-8.7	-0.6	746	693	7.6
Bankruptcies	137	169	162	-18.9	-15.4	588	551	6.7
Proposals	42	27	18	55.6	133.3	158	142	11.3
Southern	141	179	154	-21.2	-8.4	608	555	9.5
Bankruptcies	116	136	109	-14.7	6.4	454	429	5.8
Proposals	25	43	45	-41.9	-44.4	154	126	22.2
Halifax	517	551	536	-6.2	-3.5	2,058	2,023	1.7
Bankruptcies	361	414	379	-12.8	-4.7	1,485	1,465	1.4
Proposals	156	137	157	13.9	-0.6	573	558	2.7
New Brunswick	1,176	1,209	1,135	-2.7	3.6	4,399	4,215	4.4
Bankruptcies	770	773	793	-0.4	-2.9	2,928	2,945	-0.6
Proposals	406	436	342	-6.9	18.7	1,471	1,270	15.8
Campbellton – Miramichi	237	254	170	-6.7	39.4	878	717	22.5
Bankruptcies	176	171	120	2.9	46.7	637	518	23.0
Proposals	61	83	50	-26.5	22.0	241	199	21.1
Moncton – Richibucto	352	334	379	5.4	-7.1	1,317	1,340	-1.7
Bankruptcies	230	225	266	2.2	-13.5	877	905	-3.1
Proposals	122	109	113	11.9	8.0	440	435	1.1
Saint John –St. Stephen	275	319	270	-13.8	1.9	1,050	1,001	4.9
Bankruptcies	162	197	192	-17.8	-15.6	655	675	-3.0
Proposals	113	122	78	-7.4	44.9	395	326	21.2
Fredericton – Oromocto	201	209	201	-3.8	0.0	742	729	1.8
Bankruptcies	121	121	125	0.0	-3.2	466	526	-11.4
Proposals	80	88	76	-9.1	5.3	276	203	36.0
Edmundston – Woodstock	111	91	115	22.0	-3.5	412	427	-3.5
Bankruptcies	81	58	90	39.7	-10.0	293	321	-8.7
Proposals	30	33	25	-9.1	20.0	119	106	12.3
Quebec	10,630	11,336	10,134	-6.2	4.9	43,650	40,865	6.8
Bankruptcies	6,078	6,574	5,932	-7.5	2.5	24,663	24,354	1.3
Proposals	4,552	4,762	4,202	-4.4	8.3	18,987	16,511	15.0
Gaspésie – Îles-de-la-Madeleine	127	128	96	-0.8	32.3	506	408	24.0
Bankruptcies	85	77	62	10.4	37.1	277	231	19.9
Proposals	42	51	34	-17.6	23.5	229	177	29.4
Bas-Saint-Laurent	218	224	209	-2.7	4.3	900	826	9.0
Bankruptcies	151	129	129	17.1	17.1	543	518	4.8
Proposals	67	95	80	-29.5	-16.3	357	308	15.9
Capitale-Nationale	786	803	631	-2.1	24.6	3,072	2,677	14.8
Bankruptcies	479	486	396	-1.4	21.0	1,889	1,742	8.4
Proposals	307	317	235	-3.2	30.6	1,183	935	26.5
Chaudière – Appalaches	377	402	391	-6.2	-3.6	1,560	1,547	0.8
Bankruptcies	234	237	247	-1.3	-5.3	934	1,009	-7.4
Proposals	143	165	144	-13.3	-0.7	626	538	16.4
Estrie	351	375	327	-6.4	7.3	1,533	1,356	13.1
Bankruptcies	243	249	226	-2.4	7.5	982	928	5.8
Proposals	108	126	101	-14.3	6.9	551	428	28.7
Centre-du-Québec	258	319	276	-19.1	-6.5	1,172	1,133	3.4
Bankruptcies	136	188	150	-27.7	-9.3	633	675	-6.2
Proposals	122	131	126	-6.9	-3.2	539	458	17.7
Montérégie	2,152	2,263	2,061	-4.9	4.4	8,523	8,123	4.9
Bankruptcies	1,129	1,213	1,117	-6.9	1.1	4,525	4,543	-0.4
Proposals	1,023	1,050	944	-2.6	8.4	3,998	3,580	11.7
Montréal	2,164	2,413	2,222	-10.3	-2.6	9,111	9,061	0.6
Bankruptcies	1,268	1,485	1,374	-14.6	-7.7	5,376	5,723	-6.1
Proposals	896	928	848	-3.4	5.7	3,735	3,338	11.9
Laval	514	587	535	-12.4	-3.9	2,269	2,197	3.3
Bankruptcies	262	336	294	-22.0	-10.9	1,177	1,269	-7.2
Proposals	252	251	241	0.4	4.6	1,092	928	17.7
Lanaudière	905	940	844	-3.7	7.2	3,618	3,464	4.4
Bankruptcies	438	450	438	-2.7	0.0	1,790	1,730	3.5
Proposals	467	490	406	-4.7	15.0	1,828	1,734	5.4
Laurentides	1,112	1,177	1,021	-5.5	8.9	4,566	4,134	10.4
Bankruptcies	631	671	569	-6.0	10.9	2,470	2,231	10.7
Proposals	481	506	452	-4.9	6.4	2,096	1,903	10.1
Outaouais	665	703	653	-5.4	1.8	2,787	2,436	14.4
Bankruptcies	401	421	377	-4.8	6.4	1,536	1,438	6.8
Proposals	264	282	276	-6.4	-4.3	1,251	998	25.4
Abitibi – Témiscamingue	179	211	152	-15.2	17.8	790	652	21.2
Bankruptcies	109	118	86	-7.6	26.7	463	392	18.1
Proposals	70	93	66	-24.7	6.1	327	260	25.8
Mauricie	375	354	328	5.9	14.3	1,474	1,319	11.8
Bankruptcies	249	243	214	2.5	16.4	979	904	8.3
Proposals	126	111	114	13.5	10.5	495	415	19.3
Saguenay – Lac-Saint-Jean	329	343	302	-4.1	8.9	1,357	1,166	16.4
Bankruptcies	198	210	190	-5.7	4.2	833	788	5.7
Proposals	131	133	112	-1.5	17.0	524	378	38.6
Côte-Nord	103	82	71	25.6	45.1	351	305	15.1
Bankruptcies	55	57	55	-3.5	0.0	221	201	10.0
Proposals	48	25	16	92.0	200.0	130	104	25.0
Nord-du-Québec	13	15	16	-13.3	-18.8	62	62	0.0
Bankruptcies	9	6	9	50.0	0.0	36	32	12.5
Proposals	4	9	7	-55.6	-42.9	26	30	-13.3
Ontario	9,577	10,568	10,051	-9.4	-4.7	39,991	41,785	-4.3
Bankruptcies	4,283	4,889	4,693	-12.4	-8.7	18,261	19,832	-7.9
Proposals	5,294	5,679	5,358	-6.8	-1.2	21,730	21,953	-1.0
Ottawa	947	960	960	-1.4	-1.4	3,814	3,794	0.5
Bankruptcies	528	556	565	-5.0	-6.5	2,191	2,213	-1.0
Proposals	419	404	395	3.7	6.1	1,623	1,581	2.7
Kingston – Pembroke	375	471	394	-20.4	-4.8	1,667	1,613	3.3
Bankruptcies	195	262	208	-25.6	-6.3	859	895	-4.0
Proposals	180	209	186	-13.9	-3.2	808	718	12.5
Muskoka – Kawarthas	287	356	296	-19.4	-3.0	1,235	1,344	-8.1
Bankruptcies	144	159	152	-9.4	-5.3	578	691	-16.4
Proposals	143	197	144	-27.4	-0.7	657	653	0.6
Toronto	3,891	4,205	4,134	-7.5	-5.9	16,109	17,457	-7.7
Bankruptcies	1,523	1,667	1,623	-8.6	-6.2	6,328	6,907	-8.4
Proposals	2,368	2,538	2,511	-6.7	-5.7	9,781	10,550	-7.3
Kitchener – Waterloo – Barrie	937	1,071	1,037	-12.5	-9.6	4,037	4,183	-3.5
Bankruptcies	414	509	504	-18.7	-17.9	1,868	2,067	-9.6
Proposals	523	562	533	-6.9	-1.9	2,169	2,116	2.5
Hamilton – Niagara Peninsula	988	1,160	1,113	-14.8	-11.2	4,439	4,820	-7.9
Bankruptcies	421	523	534	-19.5	-21.2	1,974	2,248	-12.2
Proposals	567	637	579	-11.0	-2.1	2,465	2,572	-4.2
London	654	692	657	-5.5	-0.5	2,668	2,698	-1.1
Bankruptcies	298	314	322	-5.1	-7.5	1,248	1,456	-14.3
Proposals	356	378	335	-5.8	6.3	1,420	1,242	14.3
Windsor – Sarnia	569	584	551	-2.6	3.3	2,227	2,269	-1.9
Bankruptcies	271	293	276	-7.5	-1.8	1,104	1,267	-12.9
Proposals	298	291	275	2.4	8.4	1,123	1,002	12.1
Stratford – Bruce Peninsula	175	192	189	-8.9	-7.4	715	792	-9.7
Bankruptcies	94	106	114	-11.3	-17.5	396	462	-14.3
Proposals	81	86	75	-5.8	8.0	319	330	-3.3
Northeast	618	708	615	-12.7	0.5	2,524	2,317	8.9
Bankruptcies	314	389	330	-19.3	-4.8	1,356	1,307	3.7
Proposals	304	319	285	-4.7	6.7	1,168	1,010	15.6
Northwest	135	171	106	-21.1	27.4	556	497	11.9
Bankruptcies	81	113	66	-28.3	22.7	359	318	12.9
Proposals	54	58	40	-6.9	35.0	197	179	10.1
Manitoba	526	526	499	0.0	5.4	2,045	1,876	9.0
Bankruptcies	310	361	329	-14.1	-5.8	1,286	1,202	7.0
Proposals	216	165	170	30.9	27.1	759	674	12.6
Southeast	33	48	27	-31.3	22.2	167	134	24.6
Bankruptcies	22	40	15	-45.0	46.7	123	89	38.2
Proposals	11	8	12	37.5	-8.3	44	45	-2.2
South Central	14	14	10	0.0	40.0	59	68	-13.2
Bankruptcies	8	14	8	-42.9	0.0	45	55	-18.2
Proposals	6	0	2	--	200.0	14	13	7.7
Southwest	78	63	51	23.8	52.9	282	242	16.5
Bankruptcies	34	38	25	-10.5	36.0	142	118	20.3
Proposals	44	25	26	76.0	69.2	140	124	12.9
North Central	12	14	20	-14.3	-40.0	68	72	-5.6
Bankruptcies	10	7	15	42.9	-33.3	45	43	4.7
Proposals	2	7	5	-71.4	-60.0	23	29	-20.7
Winnipeg	327	324	321	0.9	1.9	1,231	1,132	8.7
Bankruptcies	202	220	220	-8.2	-8.2	785	751	4.5
Proposals	125	104	101	20.2	23.8	446	381	17.1
Interlake	21	25	28	-16.0	-25.0	88	120	-26.7
Bankruptcies	17	18	25	-5.6	-32.0	61	84	-27.4
Proposals	4	7	3	-42.9	33.3	27	36	-25.0
Parklands	25	27	22	-7.4	13.6	87	42	107.1
Bankruptcies	9	16	12	-43.8	-25.0	43	20	115.0
Proposals	16	11	10	45.5	60.0	44	22	100.0
North	16	11	19	45.5	-15.8	62	68	-8.8
Bankruptcies	9	7	9	28.6	0.0	41	42	-2.4
Proposals	7	4	10	75.0	-30.0	21	26	-19.2
Saskatchewan	557	552	503	0.9	10.7	2,076	1,891	9.8
Bankruptcies	276	298	276	-7.4	0.0	1,079	1,102	-2.1
Proposals	281	254	227	10.6	23.8	997	789	26.4
Regina – Moose Mountain	179	163	166	9.8	7.8	650	557	16.7
Bankruptcies	67	81	89	-17.3	-24.7	300	287	4.5
Proposals	112	82	77	36.6	45.5	350	270	29.6
Swift Current – Moose Jaw	51	44	65	15.9	-21.5	176	195	-9.7
Bankruptcies	36	22	32	63.6	12.5	109	116	-6.0
Proposals	15	22	33	-31.8	-54.5	67	79	-15.2
Saskatoon – Biggar	176	164	145	7.3	21.4	642	608	5.6
Bankruptcies	86	77	80	11.7	7.5	319	354	-9.9
Proposals	90	87	65	3.4	38.5	323	254	27.2
Yorkton – Melville	34	46	28	-26.1	21.4	145	128	13.3
Bankruptcies	18	30	13	-40.0	38.5	82	73	12.3
Proposals	16	16	15	0.0	6.7	63	55	14.5
Prince Albert	114	127	89	-10.2	28.1	432	367	17.7
Bankruptcies	68	85	57	-20.0	19.3	256	251	2.0
Proposals	46	42	32	9.5	43.8	176	116	51.7
Northern	3	8	9	-62.5	-66.7	30	35	-14.3
Bankruptcies	1	3	5	-66.7	-80.0	13	20	-35.0
Proposals	2	5	4	-60.0	-50.0	17	15	13.3
Alberta	2,477	2,466	1,969	0.4	25.8	9,175	8,134	12.8
Bankruptcies	1,067	1,099	898	-2.9	18.8	4,056	3,956	2.5
Proposals	1,410	1,367	1,071	3.1	31.7	5,119	4,178	22.5
Lethbridge – Medicine Hat	252	242	207	4.1	21.7	915	845	8.3
Bankruptcies	117	92	95	27.2	23.2	375	413	-9.2
Proposals	135	150	112	-10.0	20.5	540	432	25.0
Camrose – Drumheller	121	100	80	21.0	51.3	386	333	15.9
Bankruptcies	64	66	43	-3.0	48.8	210	184	14.1
Proposals	57	34	37	67.6	54.1	176	149	18.1
Calgary	881	944	745	-6.7	18.3	3,456	3,032	14.0
Bankruptcies	346	380	328	-8.9	5.5	1,406	1,382	1.7
Proposals	535	564	417	-5.1	28.3	2,050	1,650	24.2
Banff – Jasper – Rocky Mountain House	47	57	42	-17.5	11.9	187	163	14.7
Bankruptcies	19	22	16	-13.6	18.8	80	84	-4.8
Proposals	28	35	26	-20.0	7.7	107	79	35.4
Red Deer	174	206	133	-15.5	30.8	684	544	25.7
Bankruptcies	68	71	60	-4.2	13.3	256	265	-3.4
Proposals	106	135	73	-21.5	45.2	428	279	53.4
Edmonton	776	720	634	7.8	22.4	2,794	2,644	5.7
Bankruptcies	341	340	300	0.3	13.7	1,307	1,314	-0.5
Proposals	435	380	334	14.5	30.2	1,487	1,330	11.8
Athabasca – Grande Prairie – Peace River	154	134	90	14.9	71.1	516	427	20.8
Bankruptcies	86	93	43	-7.5	100.0	311	254	22.4
Proposals	68	41	47	65.9	44.7	205	173	18.5
Wood Buffalo – Cold Lake	73	64	38	14.1	92.1	238	146	63.0
Bankruptcies	26	35	14	-25.7	85.7	110	60	83.3
Proposals	47	29	24	62.1	95.8	128	86	48.8
British Columbia	2,909	2,996	2,811	-2.9	3.5	11,567	11,504	0.5
Bankruptcies	1,375	1,507	1,502	-8.8	-8.5	5,824	6,663	-12.6
Proposals	1,534	1,489	1,309	3.0	17.2	5,743	4,841	18.6
Vancouver Island and Coast	583	689	631	-15.4	-7.6	2,494	2,538	-1.7
Bankruptcies	336	392	366	-14.3	-8.2	1,431	1,582	-9.5
Proposals	247	297	265	-16.8	-6.8	1,063	956	11.2
Lower Mainland – Southwest	1,648	1,638	1,572	0.6	4.8	6,459	6,354	1.7
Bankruptcies	699	762	782	-8.3	-10.6	3,022	3,490	-13.4
Proposals	949	876	790	8.3	20.1	3,437	2,864	20.0
Thompson – Okanagan	396	384	380	3.1	4.2	1,528	1,556	-1.8
Bankruptcies	203	205	219	-1.0	-7.3	793	911	-13.0
Proposals	193	179	161	7.8	19.9	735	645	14.0
Kootenay	91	98	84	-7.1	8.3	361	369	-2.2
Bankruptcies	48	56	55	-14.3	-12.7	214	245	-12.7
Proposals	43	42	29	2.4	48.3	147	124	18.5
Cariboo	133	125	100	6.4	33.0	509	480	6.0
Bankruptcies	62	66	55	-6.1	12.7	268	307	-12.7
Proposals	71	59	45	20.3	57.8	241	173	39.3
North Coast	16	14	7	14.3	128.6	57	60	-5.0
Bankruptcies	11	6	4	83.3	175.0	31	44	-29.5
Proposals	5	8	3	-37.5	66.7	26	16	62.5
Nechako	10	16	18	-37.5	-44.4	53	69	-23.2
Bankruptcies	6	9	14	-33.3	-57.1	34	43	-20.9
Proposals	4	7	4	-42.9	0.0	19	26	-26.9
Northeast	30	30	18	0.0	66.7	107	76	40.8
Bankruptcies	10	11	7	-9.1	42.9	32	40	-20.0
Proposals	20	19	11	5.3	81.8	75	36	108.3
Northwest Territories	11	10	8	10.0	37.5	45	51	-11.8
Bankruptcies	5	6	3	-16.7	66.7	25	27	-7.4
Proposals	6	4	5	50.0	20.0	20	24	-16.7
Yukon	13	6	11	116.7	18.2	38	42	-9.5
Bankruptcies	8	1	7	700.0	14.3	18	28	-35.7
Proposals	5	5	4	0.0	25.0	20	14	42.9
Nunavut	0	1	1	-100.0	-100.0	4	6	-33.3
Bankruptcies	0	1	0	-100.0	--	3	3	0.0
Proposals	0	0	1	--	-100.0	1	3	-66.7

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Insolvency Statistics in Canada—Third Quarter of 2015 (br03470)