Insolvency Statistics in Canada—2014
(Tables 7 and 8)

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Table 7: Insolvencies Filed by Consumers by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2014
2014 2013 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 512 586 -12.6 41,690,304 59,755,117
Bankruptcies empty cell 434 516 -15.9 28,592,659 46,635,139
Proposals empty cell 78 70 11.4 13,097,645 13,119,978
Halifax N.S. 1,914 1,744 9.7 171,364,924 213,612,502
Bankruptcies empty cell 1,382 1,265 9.2 92,046,262 140,706,954
Proposals empty cell 532 479 11.1 79,318,662 72,905,548
Moncton N.B. 905 861 5.1 83,108,200 113,614,354
Bankruptcies empty cell 614 606 1.3 43,907,625 72,521,138
Proposals empty cell 291 255 14.1 39,200,575 41,093,216
Saint John N.B. 761 719 5.8 72,865,250 95,907,779
Bankruptcies empty cell 512 513 -0.2 39,695,306 62,613,362
Proposals empty cell 249 206 20.9 33,169,944 33,294,417
Saguenay Que. 718 605 18.7 52,091,981 57,918,940
Bankruptcies empty cell 463 385 20.3 25,654,179 34,352,133
Proposals empty cell 255 220 15.9 26,437,802 23,566,807
Québec Que. 2,699 2,653 1.7 164,528,740 224,284,627
Bankruptcies empty cell 1,748 1,867 -6.4 64,081,555 122,161,781
Proposals empty cell 951 786 21.0 100,447,185 102,122,846
Sherbrooke Que. 871 858 1.5 47,942,742 78,701,716
Bankruptcies empty cell 599 652 -8.1 21,142,954 53,446,635
Proposals empty cell 272 206 32.0 26,799,788 25,255,081
Trois-Rivières Que. 726 702 3.4 38,439,002 62,561,040
Bankruptcies empty cell 485 509 -4.7 15,549,724 38,048,808
Proposals empty cell 241 193 24.9 22,889,278 24,512,232
Montréal Que. 19,376 19,434 -0.3 1,390,573,602 2,428,779,831
Bankruptcies empty cell 11,055 11,930 -7.3 426,891,865 1,460,145,753
Proposals empty cell 8,321 7,504 10.9 963,681,737 968,634,078
Ottawa – Gatineau Ont./Que. 4,377 4,337 0.9 392,826,514 496,955,952
Bankruptcies empty cell 2,494 2,629 -5.1 145,583,855 242,456,190
Proposals empty cell 1,883 1,708 10.2 247,242,659 254,499,762
Kingston Ont. 525 492 6.7 42,160,393 54,670,828
Bankruptcies empty cell 320 319 0.3 14,104,052 26,645,596
Proposals empty cell 205 173 18.5 28,056,341 28,025,232
Peterborough Ont. 393 385 2.1 35,052,946 42,565,363
Bankruptcies empty cell 183 212 -13.7 8,206,875 19,861,999
Proposals empty cell 210 173 21.4 26,846,071 22,703,364
Oshawa Ont. 1,204 1,441 -16.4 134,699,090 147,481,568
Bankruptcies empty cell 457 550 -16.9 22,699,494 50,458,276
Proposals empty cell 747 891 -16.2 111,999,596 97,023,292
Toronto Ont. 15,169 16,371 -7.3 1,100,683,612 1,833,597,612
Bankruptcies empty cell 6,032 6,714 -10.2 203,032,897 804,013,864
Proposals empty cell 9,137 9,657 -5.4 897,650,715 1,029,583,748
Hamilton Ont. 2,092 2,497 -16.2 169,062,878 232,461,413
Bankruptcies empty cell 956 1,136 -15.8 35,782,849 94,539,685
Proposals empty cell 1,136 1,361 -16.5 133,280,029 137,921,728
St. Catharines – Niagara Ont. 1,622 1,683 -3.6 162,937,252 202,735,154
Bankruptcies empty cell 797 845 -5.7 51,480,261 95,634,539
Proposals empty cell 825 838 -1.6 111,456,991 107,100,615
Kitchener Ont. 1,516 1,543 -1.7 133,207,375 168,588,746
Bankruptcies empty cell 779 795 -2.0 37,421,832 78,398,321
Proposals empty cell 737 748 -1.5 95,785,543 90,190,425
Brantford Ont. 463 508 -8.9 42,452,582 55,493,614
Bankruptcies empty cell 200 251 -20.3 12,827,706 27,329,368
Proposals empty cell 263 257 2.3 29,624,876 28,164,246
Guelph Ont. 328 371 -11.6 26,584,458 37,067,254
Bankruptcies empty cell 168 206 -18.4 6,848,307 15,979,067
Proposals empty cell 160 165 -3.0 19,736,151 21,088,187
London Ont. 1,913 2,067 -7.5 165,227,423 207,573,788
Bankruptcies empty cell 996 1,190 -16.3 49,347,964 97,662,723
Proposals empty cell 917 877 4.6 115,879,459 109,911,065
Windsor Ont. 1,156 1,322 -12.6 100,955,772 131,831,696
Bankruptcies empty cell 584 794 -26.4 32,116,234 58,423,174
Proposals empty cell 572 528 8.3 68,839,538 73,408,522
Barrie Ont. 829 921 -10.0 90,431,329 102,883,274
Bankruptcies empty cell 376 463 -18.8 16,137,698 35,507,154
Proposals empty cell 453 458 -1.1 74,293,631 67,376,120
Greater Sudbury Ont. 729 772 -5.6 70,661,966 77,309,775
Bankruptcies empty cell 362 429 -15.6 19,022,656 33,900,167
Proposals empty cell 367 343 7.0 51,639,310 43,409,608
Thunder Bay Ont. 288 293 -1.7 18,308,701 24,920,241
Bankruptcies empty cell 184 203 -9.4 7,502,244 13,634,867
Proposals empty cell 104 90 15.6 10,806,457 11,285,374
Winnipeg Man. 1,133 1,149 -1.4 80,480,229 121,364,247
Bankruptcies empty cell 747 776 -3.7 40,578,175 79,435,796
Proposals empty cell 386 373 3.5 39,902,054 41,928,451
Regina Sask. 425 340 25.0 53,628,495 55,590,431
Bankruptcies empty cell 226 173 30.6 16,052,341 25,303,375
Proposals empty cell 199 167 19.2 37,576,154 30,287,056
Saskatoon Sask. 518 459 12.9 75,249,481 75,383,287
Bankruptcies empty cell 292 301 -3.0 27,072,279 37,655,873
Proposals empty cell 226 158 43.0 48,177,202 37,727,414
Calgary Alta. 2,705 2,771 -2.4 336,178,882 452,992,468
Bankruptcies empty cell 1,178 1,555 -24.2 88,640,005 188,552,359
Proposals empty cell 1,527 1,216 25.6 247,538,877 264,440,109
Edmonton Alta. 2,411 2,504 -3.7 288,556,988 383,123,166
Bankruptcies empty cell 1,160 1,329 -12.7 98,258,469 184,715,312
Proposals empty cell 1,251 1,175 6.5 190,298,519 198,407,854
Kelowna B.C. 593 607 -2.3 87,175,203 125,386,319
Bankruptcies empty cell 310 339 -8.6 36,407,373 72,173,706
Proposals empty cell 283 268 5.6 50,767,830 53,212,613
Abbotsford B.C. 522 507 3.0 66,129,116 90,021,491
Bankruptcies   312 314 -0.6 35,608,969 56,252,531
Proposals   210 193 8.8 30,520,147 33,768,960
Vancouver B.C. 5,012 5,288 -5.2 491,895,450 812,624,086
Bankruptcies   2,581 3,038 -15.0 176,268,481 467,564,381
Proposals   2,431 2,250 8.0 315,626,969 345,059,705
Victoria B.C. 1,096 1,112 -1.4 146,144,804 182,797,715
Bankruptcies empty cell 595 662 -10.1 51,181,995 92,073,401
Proposals empty cell 501 450 11.3 94,962,809 90,724,314
Table 8: Insolvencies Filed by Businesses by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2014
2014 2013 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 15 6 150.0 986,730 5,829,100
Bankruptcies empty cell 12 5 140.0 924,299 5,545,120
Proposals empty cell 3 1 200.0 62,431 283,980
Halifax N.S. 33 53 -37.7 3,894,243 19,624,099
Bankruptcies empty cell 26 42 -38.1 3,338,666 17,692,159
Proposals empty cell 7 11 -36.4 555,577 1,931,940
Moncton N.B. 15 19 -21.1 1,580,791 7,441,355
Bankruptcies   12 16 -25.0 1,580,791 3,931,221
Proposals   3 3 0.0 0 3,510,134
Saint John N.B. 10 14 -28.6 4,567,480 13,664,695
Bankruptcies empty cell 7 11 -36.4 1,016,586 2,222,490
Proposals empty cell 3 3 0.0 3,550,894 11,442,205
Saguenay Que. 26 25 4.0 1,181,330 19,490,102
Bankruptcies empty cell 16 18 -11.1 1,067,323 7,988,560
Proposals empty cell 10 7 42.9 114,007 11,501,542
Québec Que. 202 175 15.4 24,614,959 131,948,372
Bankruptcies   147 131 12.2 20,418,026 62,325,976
Proposals   55 44 25.0 4,196,933 69,622,396
Sherbrooke Que. 39 29 34.5 4,583,671 34,838,949
Bankruptcies empty cell 27 25 8.0 1,944,307 10,758,057
Proposals empty cell 12 4 200.0 2,639,364 24,080,892
Trois-Rivières Que. 33 42 -21.4 603,251 51,862,245
Bankruptcies empty cell 25 26 -3.8 603,244 3,983,892
Proposals empty cell 8 16 -50.0 7 47,878,353
Montréal Que. 1,248 1,229 1.5 115,063,215 1,570,726,875
Bankruptcies empty cell 887 905 -2.0 98,675,529 645,351,101
Proposals empty cell 361 324 11.4 16,387,686 925,375,774
Ottawa – Gatineau Ont./Que. 178 169 5.3 11,123,220 53,356,354
Bankruptcies empty cell 123 128 -3.9 7,777,315 43,012,350
Proposals empty cell 55 41 34.1 3,345,905 10,344,004
Kingston Ont. 8 8 0.0 1,287,051 4,931,455
Bankruptcies empty cell 6 7 -14.3 545,975 3,612,709
Proposals empty cell 2 1 100.0 741,076 1,318,746
Peterborough Ont. 1 5 -80.0 501 78,001
Bankruptcies empty cell 1 5 -80.0 501 78,001
Proposals empty cell 0 0 --  0 0
Oshawa Ont. 29 35 -17.1 688,405 8,271,736
Bankruptcies empty cell 25 34 -26.5 505,252 7,580,435
Proposals empty cell 4 1 300.0 183,153 691,301
Toronto Ont. 492 619 -20.5 100,744,885 937,309,320
Bankruptcies empty cell 368 466 -21.0 92,997,241 656,843,233
Proposals empty cell 124 153 -19.0 7,747,644 280,466,087
Hamilton Ont. 47 55 -14.5 7,203,118 31,602,628
Bankruptcies empty cell 37 43 -14.0 7,127,770 30,627,292
Proposals empty cell 10 12 -16.7 75,348 975,336
St. Catharines – Niagara Ont. 36 33 9.1 5,695,926 43,387,004
Bankruptcies empty cell 28 29 -3.4 4,441,356 39,119,647
Proposals empty cell 8 4 100.0 1,254,570 4,267,357
Kitchener Ont. 33 32 3.1 4,706,103 50,895,571
Bankruptcies empty cell 29 25 16.0 4,251,102 49,992,975
Proposals empty cell 4 7 -42.9 455,001 902,596
Brantford Ont. 14 13 7.7 956,068 5,271,079
Bankruptcies empty cell 10 13 -23.1 888,388 5,180,964
Proposals empty cell 4 0 --  67,680 90,115
Guelph Ont. 2 7 -71.4 589,739 1,722,549
Bankruptcies   2 7 -71.4 589,739 1,722,549
Proposals   0 0 --  0 0
London Ont. 28 22 27.3 1,572,525 9,771,566
Bankruptcies empty cell 20 15 33.3 1,488,691 8,751,640
Proposals empty cell 8 7 14.3 83,834 1,019,926
Windsor Ont. 28 22 27.3 3,370,092 24,875,532
Bankruptcies empty cell 26 21 23.8 3,370,092 24,711,739
Proposals empty cell 2 1 100.0 0 163,793
Barrie Ont. 19 19 0.0 1,439,102 7,291,490
Bankruptcies empty cell 14 16 -12.5 487,264 4,371,865
Proposals empty cell 5 3 66.7 951,838 2,919,625
Greater Sudbury Ont. 12 7 71.4 906,817 10,946,172
Bankruptcies empty cell 8 5 60.0 345,105 10,024,605
Proposals empty cell 4 2 100.0 561,712 921,567
Thunder Bay Ont. 10 10 0.0 3,223,620 27,173,298
Bankruptcies empty cell 8 8 0.0 2,081,725 6,242,717
Proposals empty cell 2 2 0.0 1,141,895 20,930,581
Winnipeg Man. 29 24 20.8 10,148,030 14,819,729
Bankruptcies empty cell 25 18 38.9 10,148,030 14,819,729
Proposals empty cell 4 6 -33.3 0 0
Regina Sask. 32 32 0.0 5,748,982 8,712,038
Bankruptcies empty cell 20 14 42.9 2,682,864 4,933,281
Proposals empty cell 12 18 -33.3 3,066,118 3,778,757
Saskatoon Sask. 24 17 41.2 2,245,993 7,315,511
Bankruptcies empty cell 18 11 63.6 661,711 5,114,756
Proposals empty cell 6 6 0.0 1,584,282 2,200,755
Calgary Alta. 56 93 -39.8 166,534,802 303,692,405
Bankruptcies   41 74 -44.6 146,788,588 269,988,101
Proposals   15 19 -21.1 19,746,214 33,704,304
Edmonton Alta. 41 43 -4.7 312,639,451 532,322,552
Bankruptcies empty cell 32 19 68.4 312,097,230 530,106,871
Proposals empty cell 9 24 -62.5 542,221 2,215,681
Kelowna B.C. 10 24 -58.3 1,335,495 75,734,477
Bankruptcies empty cell 7 21 -66.7 1,175,398 74,650,004
Proposals empty cell 3 3 0.0 160,097 1,084,473
Abbotsford B.C. 9 4 125.0 274,730 1,175,811
Bankruptcies empty cell 2 3 -33.3 245,017 961,297
Proposals empty cell 7 1 600.0 29,713 214,514
Vancouver B.C. 140 103 35.9 237,459,488 280,320,663
Bankruptcies empty cell 110 74 48.6 143,624,715 268,834,566
Proposals empty cell 30 29 3.4 93,834,773 11,486,097
Victoria B.C. 23 30 -23.3 21,182,693 184,765,892
Bankruptcies empty cell 18 21 -14.3 18,757,866 169,520,854
Proposals empty cell 5 9 -44.4 2,424,827 15,245,038