Annual Consumer Insolvency Rates by Census Metropolitan Area

(Per 1,000 Population Aged 18 Years and Older)

In 2015, Statistics Canada changed the way it counts business units. This resulted in an increase of 1 million Canadian businesses in 2015 and has lowered the business insolvency rate.

Annual Consumer Insolvency Rates by Census Metropolitan Area— 2010–2016
City Province Rate 2010 2011 2012 2013 2014 2015 2016
St. John's N.L. Insolvency 5.1 4.2 3.5 3.7 3.0 3.8 5.0
Bankruptcy 4.7 3.9 3.1 3.2 2.5 3.0 3.0
Proposal 0.3 0.4 0.4 0.4 0.5 0.8 2.0
Halifax N.S. Insolvency 5.6 5.0 4.9 5.2 5.8 5.8 6.0
Bankruptcy 4.7 4.0 3.7 3.8 4.2 4.1 4.3
Proposal 1.0 1.0 1.2 1.4 1.6 1.6 1.7
MonctonFootnote a N.B. Insolvency no data no data no data no data 7.7 7.3 7.7
Bankruptcy no data no data no data no data 5.2 4.9 4.9
Proposal no data no data no data no data 2.5 2.4 2.8
Saint John N.B. Insolvency 6.2 6.3 7.2 7.0 7.5 7.5 7.8
Bankruptcy 5.2 5.1 5.4 5.0 5.0 4.8 4.8
Proposal 1.0 1.2 1.8 2.0 2.4 2.7 2.9
Saguenay Que. Insolvency 5.4 4.9 4.3 5.0 5.5 6.5 6.9
Bankruptcy 4.2 3.5 2.8 3.2 3.6 3.6 3.9
Proposal 1.1 1.4 1.5 1.8 2.0 2.8 3.0
Québec Que. Insolvency 4.1 3.9 3.8 4.3 4.2 4.9 4.9
Bankruptcy 3.3 2.9 2.8 3.0 2.7 3.0 2.9
Proposal 0.9 1.0 1.0 1.3 1.5 1.9 1.9
Sherbrooke Que. Insolvency 5.5 5.0 4.8 5.3 5.1 5.5 5.5
Bankruptcy 4.6 4.1 3.9 4.0 3.5 3.6 3.6
Proposal 0.9 0.9 1.0 1.3 1.6 1.8 1.8
Trois-Rivières Que. Insolvency 5.3 5.1 5.6 5.8 5.7 6.1 6.2
Bankruptcy 4.4 4.1 4.4 4.2 3.8 4.1 4.2
Proposal 0.9 1.0 1.2 1.6 1.9 1.9 2.0
Montréal Que. Insolvency 6.5 5.9 5.8 6.2 6.0 6.1 5.8
Bankruptcy 4.7 4.2 3.8 3.8 3.5 3.3 3.1
Proposal 1.8 1.8 2.0 2.4 2.6 2.8 2.7
Ottawa - Gatineau Ont./Que. Insolvency 4.6 4.2 4.1 4.2 4.2 4.2 4.2
Bankruptcy 3.0 2.7 2.5 2.6 2.4 2.3 2.2
Proposal 1.5 1.5 1.6 1.7 1.8 1.9 2.0
empty cell Province Rate 2010 2011 2012 2013 2014 2015 2016
Kingston Ont. Insolvency 5.1 4.6 4.2 3.8 4.0 3.7 3.4
Bankruptcy 3.2 3.3 2.7 2.5 2.4 2.1 1.7
Proposal 1.9 1.3 1.5 1.3 1.6 1.6 1.7
PeterboroughFootnote a Ont. Insolvency no data no data no data no data 3.9 3.6 3.3
Bankruptcy no data no data no data no data 1.8 1.7 1.3
Proposal no data no data no data no data 2.1 1.8 2.0
Oshawa Ont. Insolvency 6.8 5.9 5.4 4.8 4.0 3.5 3.1
Bankruptcy 3.3 2.3 2.1 1.8 1.5 1.4 1.2
Proposal 3.5 3.6 3.2 3.0 2.5 2.1 1.9
Toronto Ont. Insolvency 5.0 4.3 3.9 3.4 3.2 2.9 2.8
Bankruptcy 2.5 1.8 1.5 1.4 1.3 1.1 1.0
Proposal 2.6 2.6 2.3 2.0 1.9 1.8 1.8
Hamilton Ont. Insolvency 5.9 5.4 4.7 4.1 3.4 3.1 3.1
Bankruptcy 3.4 2.6 2.1 1.9 1.6 1.4 1.3
Proposal 2.5 2.8 2.6 2.3 1.9 1.8 1.8
St. Catharines - Niagara Ont. Insolvency 6.6 5.5 5.9 5.2 4.9 4.6 4.7
Bankruptcy 4.1 2.9 3.1 2.6 2.4 2.1 1.9
Proposal 2.5 2.6 2.8 2.6 2.5 2.5 2.8
Kitchener Ont. Insolvency 5.6 4.5 4.2 3.9 3.8 3.6 3.5
Bankruptcy 3.5 2.5 2.2 2.0 1.9 1.5 1.6
Proposal 2.1 2.0 2.0 1.9 1.8 2.1 1.8
BrantfordFootnote a Ont. Insolvency no data no data no data no data 4.4 3.9 3.8
Bankruptcy no data no data no data no data 1.9 1.6 1.6
Proposal no data no data no data no data 2.5 2.3 2.2
GuelphFootnote a Ont. Insolvency no data no data no data no data 2.7 2.6 2.6
Bankruptcy no data no data no data no data 1.4 1.2 1.2
Proposal no data no data no data no data 1.3 1.4 1.4
London Ont. Insolvency 7.3 6.6 5.7 5.2 4.8 4.7 4.7
Bankruptcy 5.0 3.9 3.2 3.0 2.5 2.1 2.0
Proposal 2.3 2.7 2.5 2.2 2.3 2.5 2.7
Windsor Ont. Insolvency 7.5 6.1 5.4 5.1 4.3 4.4 3.5
Bankruptcy 5.1 3.8 3.3 3.1 2.2 2.1 1.6
Proposal 2.4 2.3 2.1 2.1 2.2 2.4 1.9
BarrieFootnote a Ont. Insolvency no data no data no data no data 5.3 5.1 4.3
Bankruptcy no data no data no data no data 2.4 2.5 1.7
Proposal no data no data no data no data 2.9 2.6 2.6
Greater Sudbury Ont. Insolvency 6.4 5.3 5.2 5.8 5.5 6.3 6.6
Bankruptcy 4.8 3.2 2.8 3.2 2.7 3.1 3.0
Proposal 1.6 2.1 2.4 2.6 2.7 3.2 3.5
empty cell Province Rate 2010 2011 2012 2013 2014 2015 2016
Thunder Bay Ont. Insolvency 4.6 3.7 3.8 3.0 2.9 3.4 3.3
Bankruptcy 3.6 2.9 2.6 2.1 1.8 2.1 2.0
Proposal 1.0 0.8 1.2 0.9 1.0 1.2 1.4
Winnipeg Man. Insolvency 2.9 2.3 2.0 1.9 1.9 2.0 2.5
Bankruptcy 2.2 1.7 1.4 1.3 1.2 1.2 1.4
Proposal 0.7 0.7 0.6 0.6 0.6 0.8 1.1
Regina Sask. Insolvency 3.1 2.5 2.0 1.9 2.3 2.4 3.5
Bankruptcy 1.8 1.3 0.9 1.0 1.2 1.1 1.2
Proposal 1.3 1.3 1.1 0.9 1.1 1.4 2.3
Saskatoon Sask. Insolvency 3.0 2.6 2.2 2.0 2.2 2.3 3.0
Bankruptcy 2.0 1.7 1.4 1.3 1.2 1.1 1.5
Proposal 1.0 1.0 0.9 0.7 1.0 1.2 1.4
Calgary Alta. Insolvency 3.5 3.4 3.2 2.6 2.5 2.7 3.4
Bankruptcy 2.8 2.5 2.1 1.5 1.1 1.1 1.2
Proposal 0.8 0.9 1.1 1.2 1.4 1.6 2.2
Edmonton Alta. Insolvency 4.0 3.5 2.9 2.5 2.3 2.4 3.3
Bankruptcy 2.8 2.3 1.7 1.4 1.1 1.1 1.5
Proposal 1.2 1.2 1.3 1.2 1.2 1.3 1.8
KelownaFootnote a B.C. Insolvency no data no data no data no data 4.1 3.9 3.3
Bankruptcy no data no data no data no data 2.1 1.9 1.5
Proposal no data no data no data no data 2.0 2.0 1.8
Abbotsford B.C. Insolvency 3.7 3.7 4.1 3.6 3.8 3.6 3.0
Bankruptcy 2.8 2.5 2.6 2.2 2.3 1.6 1.2
Proposal 0.9 1.2 1.5 1.4 1.5 2.0 1.7
Vancouver B.C. Insolvency 2.9 2.6 2.6 2.6 2.5 2.5 2.2
Bankruptcy 2.2 1.7 1.6 1.5 1.3 1.1 0.8
Proposal 0.7 0.9 1.0 1.1 1.2 1.4 1.3
Victoria B.C. Insolvency 4.0 3.6 3.7 3.8 3.8 4.0 3.6
Bankruptcy 3.1 2.6 2.3 2.3 2.1 1.9 1.4
Proposal 0.8 1.0 1.4 1.5 1.7 2.1 2.2

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Annual Consumer Insolvency Rates by Census Metropolitan Area — 2000–2009
empty cell Province Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
St. John's N.L. Insolvency 4.7 5.1 4.6 4.8 5.1 5.9 5.7 5.5 5.6 5.3
Bankruptcy 4.6 5.0 4.5 4.7 5.0 5.6 5.3 5.1 5.4 4.9
Proposal 0.1 0.0 0.1 0.1 0.1 0.3 0.4 0.5 0.1 0.4
Halifax N.S. Insolvency 4.6 5.1 4.9 5.1 5.2 5.3 4.9 4.9 5.3 6.3
Bankruptcy 3.9 4.6 4.4 4.7 4.8 4.8 4.2 4.1 4.7 5.5
Proposal 0.6 0.4 0.5 0.4 0.4 0.5 0.6 0.7 0.6 0.8
Saint John N.B. Insolvency 2.1 3.4 3.8 4.4 5.0 4.6 5.0 5.2 5.3 5.7
Bankruptcy 2.0 3.2 3.6 4.3 4.6 4.2 4.5 4.6 4.5 4.6
Proposal 0.1 0.2 0.1 0.2 0.4 0.4 0.4 0.6 0.9 1.1
Saguenay Que. Insolvency 4.3 5.0 4.4 4.9 6.0 5.7 5.2 4.9 5.5 6.5
Bankruptcy 3.6 4.0 3.6 4.3 5.2 5.0 4.6 4.3 4.7 5.6
Proposal 0.7 1.1 0.9 0.7 0.9 0.7 0.6 0.6 0.7 0.9
Québec Que. Insolvency 4.6 4.5 3.7 3.9 3.9 4.2 4.3 4.1 4.1 4.8
Bankruptcy 3.8 3.8 3.2 3.4 3.5 3.7 3.8 3.6 3.6 4.2
Proposal 0.8 0.7 0.5 0.5 0.4 0.4 0.6 0.5 0.5 0.6
Sherbrooke Que. Insolvency 4.2 4.4 4.4 4.4 4.6 4.4 5.9 5.2 6.5 7.2
Bankruptcy 3.7 3.7 4.0 4.0 4.2 4.2 5.6 4.8 5.9 6.4
Proposal 0.5 0.7 0.4 0.4 0.3 0.3 0.3 0.4 0.6 0.8
Trois-Rivières Que. Insolvency 4.6 4.3 4.5 4.1 4.2 4.1 4.5 4.9 5.4 6.7
Bankruptcy 3.5 3.6 3.8 3.8 3.8 3.6 4.0 4.3 4.7 5.7
Proposal 1.0 0.7 0.7 0.3 0.5 0.4 0.5 0.5 0.6 1.0
Montréal Que. Insolvency 5.2 5.2 4.6 4.7 4.6 4.5 5.0 5.2 6.0 7.1
Bankruptcy 4.3 4.5 3.9 4.0 4.0 3.8 4.1 4.2 4.8 5.7
Proposal 0.8 0.8 0.6 0.7 0.6 0.7 0.9 1.0 1.2 1.5
Ottawa - Gatineau Ont./Que. Insolvency 4.5 4.6 4.6 5.0 4.9 5.1 4.9 4.9 5.3 5.8
Bankruptcy 3.4 3.2 3.3 3.7 3.7 3.9 3.8 3.7 4.1 4.4
Proposal 1.1 1.4 1.3 1.3 1.1 1.1 1.1 1.2 1.2 1.4
empty cell Province Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Kingston Ont. Insolvency 4.4 3.8 4.7 4.9 4.6 4.4 4.4 5.0 5.3 6.3
Bankruptcy 3.7 3.1 3.6 3.7 3.6 3.6 3.4 4.1 4.3 5.4
Proposal 0.7 0.7 1.1 1.2 1.0 0.8 1.0 0.9 0.9 0.9
Oshawa Ont. Insolvency 4.7 4.6 4.3 4.3 4.7 4.8 4.6 4.9 5.7 7.9
Bankruptcy 2.9 3.1 3.0 3.0 3.1 3.4 3.3 3.2 3.8 4.8
Proposal 1.7 1.4 1.4 1.3 1.6 1.3 1.3 1.7 1.9 3.1
Toronto Ont. Insolvency 2.6 2.9 3.1 3.5 3.6 3.7 3.6 3.9 4.4 5.8
Bankruptcy 2.1 2.2 2.4 2.6 2.6 2.6 2.5 2.5 2.8 3.5
Proposal 0.5 0.6 0.8 0.9 0.9 1.1 1.2 1.4 1.6 2.3
Hamilton Ont. Insolvency 4.2 4.4 4.7 4.8 4.8 4.2 4.0 4.4 5.0 6.8
Bankruptcy 3.4 3.5 3.6 3.6 3.8 3.4 3.1 3.3 3.7 4.8
Proposal 0.9 0.9 1.1 1.2 1.0 0.8 0.9 1.1 1.4 2.0
St. Catharines - Niagara Ont. Insolvency 3.8 4.3 4.8 5.1 5.0 4.9 4.5 4.9 5.8 7.8
Bankruptcy 3.2 3.6 3.7 4.0 4.1 3.9 3.7 3.8 4.5 5.5
Proposal 0.5 0.6 1.0 1.1 0.9 1.0 0.8 1.1 1.4 2.2
Kitchener Ont. Insolvency 3.8 3.9 3.7 4.1 4.5 4.2 4.1 4.6 5.4 7.4
Bankruptcy 3.1 3.2 2.9 3.2 3.4 3.1 3.2 3.3 3.7 5.3
Proposal 0.6 0.7 0.8 0.9 1.1 1.1 0.9 1.3 1.7 2.1
London Ont. Insolvency 4.9 5.2 5.4 5.8 5.5 5.2 4.9 5.4 6.6 8.6
Bankruptcy 4.1 4.6 4.6 4.9 4.7 4.3 3.9 4.3 5.2 6.9
Proposal 0.8 0.6 0.8 0.9 0.8 0.8 0.9 1.2 1.4 1.7
Windsor Ont. Insolvency 2.8 3.6 3.6 4.3 5.0 5.4 6.1 6.9 8.4 10.3
Bankruptcy 2.6 3.3 3.3 3.7 4.4 4.6 4.8 5.4 6.5 8.1
Proposal 0.3 0.3 0.3 0.5 0.6 0.7 1.2 1.5 1.9 2.1
Greater Sudbury Ont. Insolvency 5.0 5.2 6.1 6.9 6.5 6.0 6.2 5.5 5.6 8.3
Bankruptcy 4.5 4.8 5.9 6.4 5.6 5.3 5.1 4.7 4.5 6.8
Proposal 0.5 0.3 0.2 0.5 0.9 0.7 1.1 0.9 1.1 1.4
empty cell Province Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Thunder Bay Ont. Insolvency 1.9 2.2 2.8 3.5 3.3 3.5 3.3 3.9 4.1 6.1
Bankruptcy 1.8 1.9 2.5 3.4 2.9 3.0 2.8 3.6 3.4 5.0
Proposal 0.1 0.3 0.4 0.2 0.4 0.5 0.5 0.3 0.7 1.1
Winnipeg Man. Insolvency 3.8 3.9 4.1 4.4 3.8 4.0 3.5 3.2 3.1 3.6
Bankruptcy 3.3 3.4 3.2 3.4 2.9 3.1 2.8 2.5 2.4 2.9
Proposal 0.5 0.6 0.9 1.0 0.9 0.9 0.7 0.7 0.7 0.8
Regina Sask. Insolvency 3.3 4.2 4.0 4.3 4.6 4.4 3.6 3.4 2.7 3.2
Bankruptcy 2.8 3.4 3.1 3.5 3.6 3.2 2.6 2.2 2.0 2.2
Proposal 0.5 0.9 0.9 0.7 1.0 1.2 0.9 1.2 0.6 1.1
Saskatoon Sask. Insolvency 3.5 4.2 4.6 4.9 4.4 4.3 3.9 2.8 2.3 3.1
Bankruptcy 3.0 3.3 3.6 3.9 3.4 3.1 2.8 2.0 1.7 2.2
Proposal 0.5 0.9 0.9 1.0 1.0 1.2 1.1 0.8 0.6 0.9
Calgary Alta. Insolvency 3.6 3.8 3.9 4.1 3.8 3.5 2.1 2.0 2.4 4.1
Bankruptcy 3.3 3.3 3.4 3.6 3.3 3.0 1.8 1.6 2.1 3.4
Proposal 0.3 0.5 0.6 0.5 0.4 0.5 0.4 0.3 0.3 0.7
Edmonton Alta. Insolvency 5.6 5.1 4.7 5.3 4.8 4.2 3.0 2.5 3.0 4.5
Bankruptcy 5.1 4.4 4.0 4.5 4.0 3.5 2.4 1.9 2.3 3.5
Proposal 0.4 0.7 0.7 0.8 0.7 0.7 0.6 0.6 0.7 0.9
Abbotsford B.-C. Insolvency 4.7 4.3 4.1 3.3 2.6 2.6 2.5 2.4 2.8 3.8
Bankruptcy 4.4 3.9 3.7 3.0 2.4 2.4 2.2 2.1 2.4 3.1
Proposal 0.2 0.4 0.4 0.3 0.2 0.2 0.3 0.3 0.4 0.7
Vancouver B.-C. Insolvency 2.7 2.8 2.8 2.8 2.5 2.4 2.3 2.1 2.3 3.2
Bankruptcy 2.4 2.4 2.4 2.4 2.2 2.1 1.9 1.7 1.8 2.5
Proposal 0.3 0.3 0.4 0.4 0.3 0.3 0.4 0.4 0.5 0.7
Victoria B.-C. Insolvency 3.5 3.7 3.8 3.7 3.3 3.5 2.9 3.1 3.2 4.1
Bankruptcy 3.2 3.3 3.4 3.2 2.8 3.0 2.3 2.5 2.6 3.4
Proposal 0.2 0.4 0.4 0.5 0.5 0.6 0.6 0.6 0.6 0.8

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Annual Consumer Insolvency Rates by Census Metropolitan Area — 1990–1999
City Province Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
St. John's N.L. Insolvency 1.7 2.3 2.0 1.9 2.6 3.0 3.2 4.0 4.2 4.3
Bankruptcy 1.7 2.3 2.0 1.8 2.6 2.8 3.2 3.9 4.1 4.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.2 0.0 0.1 0.1 0.1
Halifax N.S. Insolvency 2.8 3.9 3.0 3.0 2.7 2.9 4.2 5.0 4.7 4.5
Bankruptcy 2.8 3.9 3.0 2.8 2.4 2.8 3.6 4.2 4.1 3.9
Proposal 0.0 0.0 0.0 0.2 0.3 0.2 0.6 0.7 0.6 0.7
Saint John N.B. Insolvency 0.7 1.0 1.0 1.0 0.9 1.0 1.8 2.4 2.2 2.3
Bankruptcy 0.7 1.0 1.0 1.0 0.8 1.0 1.8 2.3 2.2 2.1
Proposal 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1
Saguenay Que. Insolvency 1.9 2.5 2.6 2.1 2.3 2.8 3.4 4.0 3.5 3.6
Bankruptcy 1.9 2.4 2.6 2.0 2.2 2.7 3.3 3.8 3.3 3.3
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2 0.2 0.4
Québec Que. Insolvency 3.1 3.8 3.2 3.0 3.4 4.5 4.9 5.2 5.1 4.6
Bankruptcy 3.1 3.8 3.2 3.0 3.3 4.4 4.7 5.0 4.6 4.0
Proposal 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.2 0.5 0.6
Sherbrooke Que. Insolvency 2.9 2.8 2.4 2.1 2.4 3.0 3.3 3.7 3.4 4.2
Bankruptcy 2.9 2.8 2.4 2.1 2.4 3.0 3.3 3.7 3.3 3.9
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3
Trois-Rivières Que. Insolvency 2.1 3.1 2.5 2.1 2.1 2.5 3.0 3.5 3.5 3.5
Bankruptcy 2.1 3.1 2.5 2.0 2.0 2.5 2.9 3.4 3.4 3.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.0 0.1 0.1 0.1 0.3
Montréal Que. Insolvency 2.7 3.6 3.3 3.3 3.3 4.4 5.2 5.6 5.2 5.0
Bankruptcy 2.7 3.6 3.3 3.2 3.2 4.3 5.1 5.5 4.9 4.5
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.3 0.6
Ottawa - Gatineau Ont./Que. Insolvency 3.5 4.7 4.1 3.7 3.7 4.8 5.9 6.9 5.6 5.0
Bankruptcy 3.4 4.5 3.9 3.4 3.3 4.5 5.5 5.8 4.4 3.9
Proposal 0.0 0.1 0.2 0.2 0.3 0.3 0.4 1.1 1.2 1.2
empty cell Province Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Kingston Ont. Insolvency 3.0 4.0 4.4 4.7 3.8 3.8 4.1 4.0 3.4 3.2
Bankruptcy 3.0 3.8 3.7 3.5 3.0 3.2 3.6 3.6 3.0 2.9
Proposal 0.1 0.2 0.6 1.2 0.8 0.6 0.5 0.4 0.3 0.4
Oshawa Ont. Insolvency 2.8 4.9 5.5 5.1 4.3 4.7 5.2 5.0 4.8 4.3
Bankruptcy 2.8 4.8 5.3 5.0 4.2 4.6 5.0 4.7 4.1 3.1
Proposal 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.7 1.2
Toronto Ont. Insolvency 2.2 3.7 3.8 3.2 2.8 3.0 3.5 3.6 2.9 2.6
Bankruptcy 2.1 3.6 3.7 3.1 2.7 2.9 3.4 3.4 2.7 2.2
Proposal 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.4
Hamilton Ont. Insolvency 2.4 3.6 3.3 3.4 2.9 3.6 4.0 4.6 4.2 4.0
Bankruptcy 2.4 3.5 3.3 3.3 2.8 3.5 3.8 4.3 3.8 3.4
Proposal 0.0 0.1 0.1 0.1 0.1 0.2 0.2 0.3 0.4 0.7
St. Catharines - Niagara Ont. Insolvency 2.3 3.3 3.0 2.9 2.8 2.8 4.0 4.5 4.0 3.9
Bankruptcy 2.3 3.2 3.0 2.8 2.7 2.7 3.9 4.4 3.8 3.5
Proposal 0.0 0.1 0.0 0.1 0.0 0.1 0.1 0.1 0.3 0.5
Kitchener Ont. Insolvency 1.8 3.1 3.2 2.7 2.8 3.1 3.7 3.9 3.7 3.5
Bankruptcy 1.8 3.0 3.1 2.5 2.6 2.8 3.5 3.6 3.2 3.0
Proposal 0.0 0.1 0.1 0.1 0.2 0.3 0.2 0.3 0.5 0.5
London Ont. Insolvency 2.0 2.8 3.0 2.8 3.0 3.9 4.9 5.1 4.2 4.4
Bankruptcy 1.9 2.6 2.9 2.4 2.7 3.6 4.6 4.7 3.8 3.7
Proposal 0.0 0.2 0.2 0.3 0.3 0.3 0.3 0.3 0.4 0.7
Windsor Ont. Insolvency 1.9 2.4 2.1 2.0 1.9 2.3 2.6 3.0 2.7 2.5
Bankruptcy 1.9 2.4 2.1 1.9 1.8 2.2 2.5 2.9 2.6 2.3
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.2
empty cell Province Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Greater Sudbury Ont. Insolvency 2.8 5.3 5.7 3.9 4.1 4.9 6.5 6.3 5.8 5.5
Bankruptcy 2.8 5.2 5.7 3.9 3.9 4.6 6.3 6.1 5.4 5.1
Proposal 0.1 0.1 0.0 0.0 0.2 0.3 0.3 0.2 0.4 0.5
Thunder Bay Ont. Insolvency 0.7 1.0 1.4 1.1 1.1 1.2 1.4 1.9 1.8 1.9
Bankruptcy 0.7 0.9 1.2 1.1 1.1 1.2 1.4 1.9 1.7 1.8
Proposal 0.0 0.1 0.2 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Winnipeg Man. Insolvency 3.0 4.2 4.0 3.7 3.7 4.2 4.5 4.4 3.8 3.9
Bankruptcy 3.0 4.1 3.9 3.5 3.5 3.9 4.1 4.1 3.5 3.5
Proposal 0.0 0.0 0.0 0.2 0.2 0.4 0.4 0.3 0.3 0.5
Regina Sask. Insolvency 2.9 3.5 3.2 2.6 2.7 2.9 3.8 4.1 3.2 3.4
Bankruptcy 2.9 3.5 3.2 2.5 2.6 2.8 3.4 3.7 2.7 2.9
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.4 0.5 0.6
Saskatoon Sask. Insolvency 3.4 4.1 3.7 3.1 3.2 3.7 4.5 4.2 3.6 3.0
Bankruptcy 3.4 4.1 3.7 2.9 2.9 3.5 4.1 3.5 2.9 2.4
Proposal 0.0 0.0 0.0 0.1 0.3 0.3 0.4 0.7 0.6 0.5
Calgary Alta. Insolvency 2.8 4.0 4.4 4.3 4.4 5.2 5.6 4.8 3.5 3.6
Bankruptcy 2.8 4.0 4.4 3.9 4.2 5.0 5.3 4.6 3.2 3.3
Proposal 0.0 0.0 0.0 0.3 0.2 0.2 0.3 0.2 0.3 0.3
Edmonton Alta. Insolvency 2.1 2.9 2.8 2.8 3.3 4.9 6.3 6.8 5.4 5.6
Bankruptcy 2.1 2.9 2.8 2.7 3.2 4.8 6.2 6.5 5.0 5.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.4 0.4
Abbotsford B.-C. Insolvency 1.1 1.8 2.1 1.6 1.7 1.6 2.2 3.3 3.3 4.0
Bankruptcy 1.1 1.8 2.1 1.6 1.7 1.5 2.1 3.0 3.0 3.7
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.3 0.3
Vancouver B.-C. Insolvency 1.2 2.0 2.0 1.7 1.6 1.7 2.4 2.5 2.4 2.4
Bankruptcy 1.2 2.0 2.0 1.6 1.6 1.7 2.3 2.3 2.2 2.2
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2 0.2
Victoria B.-C. Insolvency 1.3 1.9 2.1 1.9 2.3 2.3 2.9 3.4 3.3 3.4
Bankruptcy 1.3 1.9 2.1 1.9 2.2 2.2 2.6 3.1 3.1 3.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.3 0.2 0.2

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Annual Consumer Insolvency Rates by Census Metropolitan Area — 1987–1989
empty cell Province Rate 1987 1988 1989
St. John's N.L. Insolvency 1.0 1.0 1.2
Bankruptcy 1.0 1.0 1.1
Proposal 0.0 0.0 0.0
Halifax N.S. Insolvency 1.9 2.3 2.4
Bankruptcy 1.9 2.3 2.4
Proposal 0.0 0.0 0.0
Saint John N.B. Insolvency 0.7 0.6 0.7
Bankruptcy 0.6 0.6 0.7
Proposal 0.0 0.0 0.0
Saguenay Que. Insolvency 1.4 1.5 1.7
Bankruptcy 1.3 1.5 1.7
Proposal 0.0 0.0 0.0
Québec Que. Insolvency 1.5 2.0 2.7
Bankruptcy 1.5 2.0 2.7
Proposal 0.0 0.0 0.0
Sherbrooke Que. Insolvency 1.2 2.4 2.8
Bankruptcy 1.2 2.4 2.8
Proposal 0.0 0.0 0.0
Trois-Rivières Que. Insolvency 0.9 1.5 1.7
Bankruptcy 0.9 1.5 1.7
Proposal 0.0 0.0 0.0
Montréal Que. Insolvency 1.6 1.9 2.1
Bankruptcy 1.6 1.9 2.1
Proposal 0.0 0.0 0.0
Ottawa - Gatineau Ont./Que. Insolvency 2.3 2.4 2.6
Bankruptcy 2.3 2.4 2.6
Proposal 0.0 0.0 0.0
empty cell Province Rate 1987 1988 1989
Kingston Ont. Insolvency 1.9 1.7 2.1
Bankruptcy 1.9 1.7 2.1
Proposal 0.0 0.0 0.0
Oshawa Ont. Insolvency 1.2 1.4 1.5
Bankruptcy 1.2 1.3 1.4
Proposal 0.0 0.1 0.1
Toronto Ont. Insolvency 1.0 0.9 1.1
Bankruptcy 0.9 0.9 1.0
Proposal 0.0 0.1 0.1
Hamilton Ont. Insolvency 1.5 1.2 1.4
Bankruptcy 1.4 1.2 1.3
Proposal 0.1 0.0 0.0
St. Catharines - Niagara Ont. Insolvency 1.6 1.1 1.4
Bankruptcy 1.6 1.1 1.4
Proposal 0.0 0.0 0.0
Kitchener Ont. Insolvency 1.0 0.9 1.3
Bankruptcy 1.0 0.9 1.2
Proposal 0.1 0.0 0.0
London Ont. Insolvency 1.0 1.0 1.3
Bankruptcy 1.0 1.0 1.3
Proposal 0.0 0.0 0.0
Windsor Ont. Insolvency 1.1 1.2 1.1
Bankruptcy 1.1 1.2 1.1
Proposal 0.0 0.0 0.0
Greater Sudbury Ont. Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
empty cell Province Rate 1987 1988 1989
Thunder Bay Ont. Insolvency 0.6 0.5 0.5
Bankruptcy 0.6 0.5 0.4
Proposal 0.0 0.0 0.0
Winnipeg Man. Insolvency 1.6 1.7 2.3
Bankruptcy 1.5 1.7 2.3
Proposal 0.0 0.0 0.0
Regina Sask. Insolvency 1.3 1.5 2.0
Bankruptcy 1.3 1.5 2.0
Proposal 0.0 0.0 0.0
Saskatoon Sask. Insolvency 1.4 1.8 2.6
Bankruptcy 1.4 1.8 2.6
Proposal 0.0 0.0 0.0
Calgary Alta. Insolvency 2.0 1.9 1.9
Bankruptcy 2.0 1.9 1.9
Proposal 0.0 0.0 0.0
Edmonton Alta. Insolvency 1.7 1.6 1.5
Bankruptcy 1.7 1.6 1.5
Proposal 0.0 0.0 0.0
Abbotsford B.-C. Insolvency 1.3 1.0 0.9
Bankruptcy 1.3 1.0 0.9
Proposal 0.0 0.0 0.0
Vancouver B.-C. Insolvency 1.1 1.0 1.0
Bankruptcy 1.1 1.0 1.0
Proposal 0.0 0.0 0.0
Victoria B.-C. Insolvency 1.2 1.3 1.2
Bankruptcy 1.2 1.3 1.1
Proposal 0.0 0.0 0.0
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