Annual Business Insolvency Rates by Census Metropolitan Area

(Per 1,000 Businesses)

In 2015, Statistics Canada changed the way it counts business units. This resulted in an increase of 1 million Canadian businesses in 2015 and has lowered the business insolvency rate.

Unselect
Annual Business Insolvency Rates by Census Metropolitan Area—2010–2016
city Province Rate 2010 2011 2012 2013 2014 2015 2016
St. John's N.L. Insolvency 0.4 0.8 0.8 0.5 1.2 0.8 0.7
Bankruptcy 0.4 0.8 0.5 0.4 1.0 0.7 0.4
Proposal 0.0 0.0 0.3 0.1 0.2 0.1 0.3
Halifax N.S. Insolvency 4.0 2.7 1.7 2.1 1.3 1.4 0.9
Bankruptcy 3.3 2.3 1.5 1.7 1.0 1.0 0.8
Proposal 0.7 0.4 0.2 0.4 0.3 0.4 0.1
MonctonFootnote a N.B. Insolvency no data no data no data no data 1.8 1.6 1.0
Bankruptcy no data no data no data no data 1.4 1.2 0.8
Proposal no data no data no data no data 0.4 0.4 0.2
Saint John N.B. Insolvency 0.6 0.9 1.6 2.0 1.4 0.9 1.3
Bankruptcy 0.5 0.4 1.2 1.6 1.0 0.8 1.0
Proposal 0.2 0.5 0.3 0.4 0.4 0.1 0.3
Saguenay Que. Insolvency 3.0 3.0 3.8 3.3 3.3 2.4 2.5
Bankruptcy 2.3 2.6 2.9 2.4 2.1 1.9 2.0
Proposal 0.8 0.4 0.9 0.9 1.3 0.5 0.5
Québec Que. Insolvency 4.0 4.0 3.5 3.7 4.1 2.4 2.8
Bankruptcy 3.1 2.9 2.6 2.8 3.0 1.8 1.9
Proposal 1.0 1.1 0.9 0.9 1.1 0.6 0.9
Sherbrooke Que. Insolvency 2.5 2.1 2.0 2.2 2.9 1.2 1.6
Bankruptcy 1.9 1.5 1.2 1.9 2.0 0.9 1.4
Proposal 0.6 0.6 0.8 0.3 0.9 0.3 0.3
Trois-Rivières Que. Insolvency 4.6 4.9 5.1 4.9 3.7 3.6 3.6
Bankruptcy 2.7 3.8 2.9 3.0 2.8 2.5 2.9
Proposal 1.9 1.0 2.2 1.9 0.9 1.1 0.8
Montréal Que. Insolvency 5.3 4.9 4.9 4.6 4.5 2.6 2.5
Bankruptcy 3.8 3.7 3.6 3.4 3.2 1.9 1.9
Proposal 1.5 1.2 1.3 1.2 1.3 0.7 0.6
Ottawa - Gatineau Ont./Que. Insolvency 2.3 2.4 2.1 2.2 2.3 1.6 1.1
Bankruptcy 1.8 1.6 1.5 1.7 1.6 1.3 0.8
Proposal 0.5 0.8 0.5 0.5 0.7 0.3 0.3
city Province Rate 2010 2011 2012 2013 2014 2015 2016
Kingston Ont. Insolvency 2.1 1.5 1.7 0.9 0.9 1.1 0.4
Bankruptcy 1.9 1.1 1.7 0.8 0.7 1.0 0.4
Proposal 0.1 0.4 0.0 0.1 0.2 0.2 0.0
PeterboroughFootnote a Ont. Insolvency no data no data no data no data 0.1 0.4 0.4
Bankruptcy no data no data no data no data 0.1 0.4 0.2
Proposal no data no data no data no data 0.0 0.0 0.2
Oshawa Ont. Insolvency 4.2 2.5 2.7 2.2 1.7 1.4 1.1
Bankruptcy 3.7 2.4 2.5 2.1 1.5 1.2 0.8
Proposal 0.5 0.1 0.3 0.1 0.2 0.1 0.3
Toronto Ont. Insolvency 2.0 1.8 1.5 1.3 1.0 0.7 0.6
Bankruptcy 1.6 1.4 1.1 1.0 0.7 0.5 0.4
Proposal 0.4 0.4 0.4 0.3 0.2 0.2 0.2
Hamilton Ont. Insolvency 2.7 1.8 1.5 1.2 1.0 1.0 0.7
Bankruptcy 2.2 1.4 1.1 1.0 0.8 0.7 0.5
Proposal 0.5 0.4 0.4 0.3 0.2 0.4 0.1
St. Catharines - Niagara Ont. Insolvency 3.6 2.3 1.7 1.5 1.6 0.8 0.8
Bankruptcy 3.1 2.1 1.5 1.3 1.2 0.6 0.8
Proposal 0.5 0.2 0.3 0.2 0.3 0.2 0.1
Kitchener Ont. Insolvency 1.7 1.4 1.1 1.0 1.0 0.3 0.5
Bankruptcy 1.4 1.1 0.8 0.8 0.9 0.2 0.4
Proposal 0.2 0.3 0.3 0.2 0.1 0.0 0.1
BrantfordFootnote a Ont. Insolvency no data no data no data no data 1.8 1.5 1.5
Bankruptcy no data no data no data no data 1.3 1.0 1.1
Proposal no data no data no data no data 0.5 0.5 0.4
GuelphFootnote a Ont. Insolvency no data no data no data no data 0.2 0.8 0.2
Bankruptcy no data no data no data no data 0.2 0.4 0.1
Proposal no data no data no data no data 0.0 0.4 0.1
London Ont. Insolvency 1.6 1.1 1.4 0.7 0.9 0.6 0.8
Bankruptcy 1.2 0.9 1.2 0.5 0.7 0.4 0.5
Proposal 0.4 0.2 0.2 0.2 0.3 0.2 0.3
Windsor Ont. Insolvency 2.3 1.8 1.7 1.3 1.6 0.7 1.5
Bankruptcy 2.0 1.5 1.3 1.2 1.4 0.6 1.2
Proposal 0.3 0.3 0.4 0.1 0.1 0.2 0.3
BarrieFootnote a Ont. Insolvency no data no data no data no data 1.5 1.2 1.0
Bankruptcy no data no data no data no data 1.1 1.0 0.7
Proposal no data no data no data no data 0.4 0.3 0.3
city Province Rate 2010 2011 2012 2013 2014 2015 2016
Greater Sudbury Ont. Insolvency 0.9 0.6 0.6 0.8 1.4 0.8 0.3
Bankruptcy 0.9 0.4 0.6 0.6 0.9 0.6 0.1
Proposal 0.0 0.3 0.0 0.2 0.5 0.2 0.3
Thunder Bay Ont. Insolvency 1.8 3.0 1.9 1.5 1.5 0.8 1.4
Bankruptcy 1.3 2.9 1.3 1.2 1.2 0.7 0.9
Proposal 0.5 0.2 0.6 0.3 0.3 0.1 0.5
Winnipeg Man. Insolvency 0.8 0.8 0.4 0.5 0.6 0.3 0.3
Bankruptcy 0.6 0.7 0.4 0.4 0.5 0.2 0.2
Proposal 0.2 0.1 0.1 0.1 0.1 0.1 0.2
Regina Sask. Insolvency 2.9 2.7 1.7 2.1 2.0 1.7 1.6
Bankruptcy 1.8 1.9 1.1 0.9 1.2 1.1 1.2
Proposal 1.1 0.8 0.6 1.2 0.7 0.6 0.3
Saskatoon Sask. Insolvency 1.7 1.5 1.2 0.8 1.1 0.5 0.6
Bankruptcy 1.4 1.2 0.9 0.5 0.8 0.4 0.4
Proposal 0.3 0.3 0.2 0.3 0.3 0.1 0.2
Calgary Alta. Insolvency 1.2 1.0 0.9 0.7 0.4 0.3 0.4
Bankruptcy 1.0 0.8 0.7 0.6 0.3 0.2 0.3
Proposal 0.2 0.2 0.2 0.1 0.1 0.1 0.1
Edmonton Alta. Insolvency 1.3 1.1 0.9 0.4 0.4 0.3 0.4
Bankruptcy 1.0 0.8 0.6 0.2 0.3 0.2 0.2
Proposal 0.3 0.2 0.3 0.2 0.1 0.1 0.1
KelownaFootnote a B.C. Insolvency no data no data no data no data 0.5 0.7 0.5
Bankruptcy no data no data no data no data 0.4 0.6 0.4
Proposal no data no data no data no data 0.2 0.1 0.1
Abbotsford B.C. Insolvency 0.7 0.5 0.5 0.3 0.6 0.4 0.2
Bankruptcy 0.7 0.5 0.2 0.2 0.1 0.4 0.1
Proposal 0.0 0.0 0.3 0.1 0.5 0.1 0.1
Vancouver B.C. Insolvency 0.7 0.6 0.6 0.5 0.6 0.3 0.3
Bankruptcy 0.5 0.5 0.5 0.3 0.5 0.2 0.2
Proposal 0.2 0.1 0.2 0.1 0.1 0.1 0.1
Victoria B.C. Insolvency 1.0 1.0 0.6 1.0 0.8 0.3 0.3
Bankruptcy 0.9 0.8 0.4 0.7 0.6 0.2 0.2
Proposal 0.2 0.2 0.2 0.3 0.2 0.1 0.1

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Annual Business Insolvency Rates by CMA — 2000–2009
city Province Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
St. John's N.L. Insolvency 5.0 3.2 2.3 2.6 1.7 1.9 1.4 2.1 0.8 1.1
Bankruptcy 5.0 3.2 2.2 2.3 1.6 1.8 1.4 2.0 0.7 1.1
Proposal 0.0 0.0 0.1 0.3 0.1 0.1 0.0 0.1 0.1 0.0
Halifax N.S. Insolvency 9.4 9.1 6.3 6.2 6.0 7.2 4.9 4.5 3.7 3.3
Bankruptcy 8.0 7.9 5.7 5.8 5.4 6.6 4.5 4.0 3.1 2.8
Proposal 1.4 1.2 0.6 0.4 0.6 0.6 0.4 0.4 0.6 0.4
Saint John N.B. Insolvency 4.2 6.4 5.4 5.4 6.6 5.8 2.6 2.0 3.5 1.9
Bankruptcy 3.7 4.8 4.9 4.3 4.7 4.8 1.7 1.3 1.5 0.9
Proposal 0.5 1.6 0.5 1.1 1.8 1.0 1.0 0.8 2.0 0.9
Saguenay Que. Insolvency 15.4 10.9 11.4 9.3 9.1 5.2 5.7 7.8 6.0 3.3
Bankruptcy 11.1 8.2 7.5 6.6 6.9 3.7 4.4 6.8 5.7 2.6
Proposal 4.3 2.7 3.9 2.8 2.2 1.4 1.3 1.0 0.3 0.8
Québec Que. Insolvency 10.5 9.5 7.9 7.6 6.4 7.0 7.3 5.9 6.3 5.1
Bankruptcy 7.6 6.7 4.8 5.5 4.7 5.1 5.5 4.4 4.6 3.2
Proposal 2.9 2.8 3.0 2.1 1.8 1.9 1.8 1.5 1.7 1.9
Sherbrooke Que. Insolvency 7.3 5.8 4.9 4.2 3.4 2.5 4.5 6.5 4.6 4.8
Bankruptcy 6.6 4.9 4.1 3.5 3.1 2.3 3.6 5.5 3.9 4.0
Proposal 0.7 0.9 0.8 0.8 0.3 0.2 0.9 1.0 0.7 0.7
Trois-Rivières Que. Insolvency 11.4 10.6 10.2 9.2 7.3 8.8 9.0 5.9 7.5 7.5
Bankruptcy 9.1 8.6 7.6 6.8 6.0 7.2 7.4 4.5 5.7 5.5
Proposal 2.3 2.0 2.5 2.4 1.3 1.6 1.6 1.5 1.8 1.9
Montréal Que. Insolvency 6.4 5.9 5.2 4.9 4.3 4.4 4.7 5.0 5.9 6.3
Bankruptcy 5.2 4.8 4.0 3.7 3.3 3.4 3.8 4.0 4.8 4.8
Proposal 1.2 1.2 1.2 1.2 1.0 1.0 0.9 0.9 1.1 1.5
Ottawa - Gatineau Ont./Que. Insolvency 6.7 6.3 5.4 5.7 5.1 5.9 4.5 4.0 4.1 3.4
Bankruptcy 5.2 4.8 3.9 4.1 3.8 4.2 3.4 3.4 3.2 2.6
Proposal 1.5 1.5 1.5 1.6 1.3 1.7 1.1 0.6 0.9 0.8
city Province Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Kingston Ont. Insolvency 5.8 5.7 4.4 4.5 2.9 5.3 5.1 4.0 3.4 3.8
Bankruptcy 5.5 4.9 4.0 4.2 2.6 4.4 4.2 3.6 3.1 3.5
Proposal 0.3 0.8 0.4 0.2 0.2 0.9 0.8 0.3 0.2 0.4
Oshawa Ont. Insolvency 7.5 6.8 6.4 4.7 5.1 4.8 3.7 4.3 4.6 5.9
Bankruptcy 5.8 5.4 5.5 3.9 4.2 4.2 3.2 3.9 4.0 5.6
Proposal 1.6 1.4 0.9 0.8 0.9 0.6 0.5 0.4 0.7 0.3
Toronto Ont. Insolvency 3.9 4.5 3.6 3.5 3.0 3.2 3.1 2.9 2.9 2.8
Bankruptcy 3.1 3.7 3.0 2.8 2.4 2.6 2.6 2.4 2.4 2.4
Proposal 0.7 0.8 0.7 0.7 0.6 0.6 0.5 0.5 0.5 0.4
Hamilton Ont. Insolvency 6.0 5.7 5.4 6.0 4.5 5.0 4.0 4.5 3.9 3.4
Bankruptcy 5.3 4.8 4.4 4.5 3.5 4.1 3.4 3.8 3.5 3.1
Proposal 0.7 0.9 0.9 1.5 1.0 0.9 0.6 0.6 0.4 0.3
St. Catharines - Niagara Ont. Insolvency 7.2 7.1 6.2 4.7 5.0 5.7 4.0 4.7 4.1 4.2
Bankruptcy 6.3 6.0 5.2 4.0 4.1 4.6 3.6 4.1 3.6 3.7
Proposal 0.9 1.0 1.0 0.7 0.9 1.0 0.4 0.6 0.5 0.5
Kitchener Ont. Insolvency 4.9 4.8 5.3 4.3 3.2 3.4 3.7 3.0 3.1 3.2
Bankruptcy 4.2 4.0 4.5 3.5 2.7 2.7 3.3 2.4 2.5 2.6
Proposal 0.7 0.8 0.8 0.8 0.5 0.8 0.4 0.6 0.6 0.6
London Ont. Insolvency 6.6 6.9 5.9 5.1 5.3 5.4 5.6 3.6 2.7 2.5
Bankruptcy 5.7 6.0 5.1 4.4 4.6 4.6 4.8 2.8 2.6 2.1
Proposal 0.9 0.9 0.8 0.7 0.7 0.8 0.8 0.8 0.1 0.4
Windsor Ont. Insolvency 7.4 5.4 5.0 4.8 3.2 5.3 4.6 4.1 3.7 2.7
Bankruptcy 6.7 4.9 4.5 4.3 3.0 5.0 4.5 4.0 2.4 2.6
Proposal 0.6 0.5 0.5 0.6 0.2 0.3 0.1 0.2 1.3 0.1
city Province Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Greater Sudbury Ont. Insolvency 6.7 7.9 4.7 6.3 4.4 2.3 4.1 3.3 3.1 3.0
Bankruptcy 6.2 7.6 4.4 5.6 4.0 2.1 3.6 2.7 2.6 2.7
Proposal 0.5 0.3 0.3 0.7 0.5 0.1 0.5 0.6 0.5 0.3
Thunder Bay Ont. Insolvency 6.4 5.2 6.8 4.3 4.6 6.0 5.5 5.1 2.7 4.3
Bankruptcy 6.3 4.9 6.6 4.1 4.6 5.5 4.9 4.6 2.7 4.2
Proposal 0.2 0.3 0.2 0.1 0.0 0.4 0.6 0.6 0.0 0.2
Winnipeg Man. Insolvency 3.9 4.7 3.9 3.4 2.6 2.1 2.2 1.2 1.1 0.9
Bankruptcy 3.6 4.2 3.4 2.8 2.1 1.6 1.8 1.0 1.0 0.6
Proposal 0.3 0.4 0.5 0.5 0.5 0.5 0.4 0.1 0.1 0.3
Regina Sask. Insolvency 6.0 6.1 6.5 7.0 6.1 6.2 5.6 4.4 2.5 3.8
Bankruptcy 5.2 5.0 5.5 5.7 4.8 4.8 4.0 3.4 1.8 2.8
Proposal 0.8 1.1 1.0 1.3 1.3 1.4 1.6 1.0 0.7 1.0
Saskatoon Sask. Insolvency 8.5 7.4 5.3 6.3 5.9 6.7 5.1 2.6 2.7 2.4
Bankruptcy 7.8 6.4 4.7 5.7 5.2 4.8 4.1 1.9 1.7 2.0
Proposal 0.8 1.0 0.6 0.6 0.7 1.9 1.0 0.6 1.0 0.4
Calgary Alta. Insolvency 7.2 7.4 8.6 6.6 6.3 4.7 3.1 2.0 1.7 1.6
Bankruptcy 6.4 6.4 7.4 5.7 5.1 3.8 2.4 1.6 1.5 1.3
Proposal 0.9 1.0 1.2 0.8 1.1 0.9 0.8 0.4 0.2 0.3
Edmonton Alta. Insolvency 7.6 7.4 7.0 5.9 5.7 4.7 2.4 1.4 1.2 1.2
Bankruptcy 6.8 6.2 5.9 4.9 4.7 3.7 1.9 1.0 1.0 0.9
Proposal 0.8 1.2 1.0 1.0 1.0 0.9 0.5 0.5 0.2 0.3
Abbotsford B.C. Insolvency 5.3 7.9 5.3 4.4 3.6 2.8 1.9 0.8 1.3 0.9
Bankruptcy 4.8 7.3 4.6 4.0 3.1 2.7 1.7 0.7 1.1 0.8
Proposal 0.5 0.6 0.7 0.4 0.6 0.1 0.2 0.1 0.2 0.1
Vancouver B.C. Insolvency 3.1 3.3 3.4 2.8 2.6 2.1 1.4 1.3 1.0 1.1
Bankruptcy 2.3 2.6 2.7 2.2 2.1 1.7 1.2 1.0 0.8 1.0
Proposal 0.8 0.7 0.8 0.6 0.5 0.3 0.2 0.3 0.2 0.2
Victoria B.C. Insolvency 4.5 3.4 4.3 2.7 1.8 2.4 1.5 1.7 1.9 2.3
Bankruptcy 3.8 2.8 3.5 2.5 1.7 2.0 1.2 1.3 1.6 1.0
Proposal 0.8 0.5 0.8 0.2 0.1 0.4 0.3 0.4 0.3 1.3

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Annual Business Insolvency Rates by CMA — 1998–1999
city Province Rate 1998 1999
St. John's N.L. Insolvency 6.6 4.6
Bankruptcy 6.3 4.3
Proposal 0.3 0.2
Halifax N.S. Insolvency 10.8 7.9
Bankruptcy 9.8 7.1
Proposal 1.0 0.8
Saint John N.B. Insolvency 7.1 5.8
Bankruptcy 6.5 5.5
Proposal 0.6 0.4
Saguenay Que. Insolvency 25.6 16.7
Bankruptcy 22.4 13.4
Proposal 3.2 3.3
Québec Que. Insolvency 20.5 11.7
Bankruptcy 17.0 9.1
Proposal 3.6 2.6
Sherbrooke Que. Insolvency 11.3 7.2
Bankruptcy 11.1 6.9
Proposal 0.1 0.3
Trois-Rivières Que. Insolvency 18.0 13.7
Bankruptcy 15.7 11.6
Proposal 2.2 2.1
Montréal Que. Insolvency 12.0 7.6
Bankruptcy 10.2 6.3
Proposal 1.8 1.2
Ottawa - Gatineau Ont./Que. Insolvency 13.0 10.2
Bankruptcy 9.4 7.5
Proposal 3.6 2.7
city Province Rate 1998 1999
Kingston Ont. Insolvency 6.5 6.0
Bankruptcy 6.3 5.4
Proposal 0.2 0.6
Oshawa Ont. Insolvency 10.7 6.3
Bankruptcy 9.6 5.6
Proposal 1.0 0.6
Toronto Ont. Insolvency 5.9 4.2
Bankruptcy 5.5 3.6
Proposal 0.5 0.6
Hamilton Ont. Insolvency 8.3 6.7
Bankruptcy 7.7 5.9
Proposal 0.7 0.8
St. Catharines - Niagara Ont. Insolvency 8.6 6.4
Bankruptcy 8.0 5.6
Proposal 0.6 0.8
Kitchener Ont. Insolvency 6.1 7.1
Bankruptcy 6.0 6.3
Proposal 0.1 0.8
London Ont. Insolvency 9.9 8.2
Bankruptcy 8.6 6.8
Proposal 1.3 1.4
Windsor Ont. Insolvency 6.6 6.9
Bankruptcy 6.0 5.5
Proposal 0.6 1.4
Greater Sudbury Ont. Insolvency 5.5 8.9
Bankruptcy 5.0 7.9
Proposal 0.5 1.0
city Province Rate 1998 1999
Thunder Bay Ont. Insolvency 5.8 6.0
Bankruptcy 5.8 5.8
Proposal 0.0 0.2
Winnipeg Man. Insolvency 5.8 3.7
Bankruptcy 5.4 3.4
Proposal 0.4 0.3
Regina Sask. Insolvency 11.0 6.9
Bankruptcy 9.4 6.1
Proposal 1.6 0.7
Saskatoon Sask. Insolvency 7.8 6.2
Bankruptcy 7.4 5.6
Proposal 0.4 0.6
Calgary Alta. Insolvency 9.3 7.1
Bankruptcy 8.2 6.1
Proposal 1.2 1.0
Edmonton Alta. Insolvency 7.6 7.6
Bankruptcy 6.8 6.7
Proposal 0.8 0.9
Abbotsford B.C. Insolvency 6.2 8.9
Bankruptcy 5.4 8.4
Proposal 0.8 0.5
Vancouver B.C. Insolvency 4.0 3.6
Bankruptcy 3.5 3.0
Proposal 0.6 0.6
Victoria B.C. Insolvency 5.0 3.7
Bankruptcy 4.2 3.4
Proposal 0.8 0.3
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